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 Affordable medical insurance malaysia, Any cheap medical insurance ?

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joseph8
post Feb 20 2013, 11:00 AM

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From: KL/Klang Valley
QUOTE(silkysilk @ Jan 19 2012, 10:34 PM)
i m looking for standalone medical card as well, not medical card rider attached to any investment linked or basic plan.
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Actually for the same price, for your info the benefit of Investment Linked Medical Card is actually higher than that of standalone.

Normally what people do (for those who does not want to have the so-called savings component) is still choose investment linked, but adjusting the premium lower in such a way that the premium paid can marginally cover the insurance charges so that there is little value to the surrender value or cash value.
joseph8
post Feb 20 2013, 11:33 AM

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From: KL/Klang Valley
QUOTE(kurty @ Feb 20 2013, 11:21 AM)
for this medical card, is there any comparison chart that i can view for all providers in malaysia?

i already got my own set of medical coverage (critical, P.A, hospitalization) in singapore but since i may be going malaysia. i'm looking at medical card whereby i could use it to see doctors/hospital for treatment.
preferably to be private doctors and hospital.
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joseph8
post Mar 6 2013, 04:21 PM

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From: KL/Klang Valley
QUOTE(Felicia Christy @ Mar 6 2013, 12:23 AM)

If you already have policies, please get them reviewed and I promise you will get the shock of your life!!! Make a choice to understand the limitations of your policies before its too late! Don't just sit and get quotation thru email for comparison in premium cost and investment return but sit down with financial advisor who can help you and assist you in choosing the best medical plan based on your needs, budget and how to avoid costly mistakes.

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Too bad there are some clients who think they can read the quotation and understand it by themselves. Which is rarely the case.

It is better for them to sit down with agents and understand further. There is always no obligation to sign up a plan after meeting up.

 

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