Try to buy from the reputable insurance companies.
For example Great Eastern, Prudential, Allianz and so on.
With RM 300 per month, u can actually buy a sound medical policy.

With this tight budget, then he has to buy Major Medical Insurance (MME) from etiQa insurance.
The insurance is summarized as follow;-
1). Low premium from RM 60 to RM 300++ per annum, depend on age.
2). Only cover critical illness.
3). Cover necessary expenses for surgery and hospitalization as other medical policy but only for critical illness only
e.g. Cancer, kidney failure and so on.
4). Year coverage up to RM50,000
5). Guarantee yearly renewal.

Contact the nearest etiQa branch, they will tell u the detail of this product.

This post has been edited by firee818: Jan 19 2012, 01:22 PM