Sorry I wouldn't know since I don't work for fsm

provided it is resulted into a hospitalized, then yes.

otherwise, No

It depends on a lot of factors ie: how the doctor writes the report, how the hospital makes the claim and of course how the agent assist the client with the check in.

Just this month I had a client went for a check, he managed to claim from Allianz 🤓

Depends on how the doctor write in the report to be presented to the claim department for claim. The situation is very subjective for me to give you an answer

It's been made clear that body check up purely for routine purpose is not claimable, a lot of people will always want to do a full check up whenever they are sick but how many of them are really so sick until a full check up is required?

Some people little bit already say dengue or cancer or etc when it could be a small matter but being exaggerated.

Therefore an insurance company will normally not pay if the result is nothing much of an issue. Otherwise everyone would just file a claim for a full check up under the cover of "suspected xxx disease but turn out fine"