That's why I only allocate 20-50% for stocks lo...

Generally I'm only looking at consumer stocks, main focus on "sin stocks"

But PE for BAT, GAB and Carlsberg rarely fall below 20...

But I found one very good stock (dividend 7% and growing earnings, albeit slowly). The maker of Ping Pong crackers

Of course, being a small cap, not much liquidity. But holding for dividend, I think very nice

SGD T/T charges already way more than the Sales Charge

lol now all online already. where got carry physical cash, later officer tahan me at kastam.

Yeah dollardex 0% SC, i can only open next month cause now switching job.

hi pinky & Gark, im following this thread bout sometimes and invest in FSM SG & MY currently. Can u give some opinion on my current portfolio build? Ur advice is much appreciated

Im noticed I do not own any fund of Hwang's. 
Currently im maintain bond : equity with 60:40  or 50:50.

Is it 10k ringgit or USD?

FYI, Alliance Global Equities available thru FSM MY feeds into Fullerton Global Equities managed by Fullerton Singapore

Ya 10K USD.. but hor, I also dont dare to bring so much cash into JB. Wallet only RM20 and some SG dollar.. haha

what fund is targeting shanghai? china focus de only? i heard china no open their market for foreigners, we can only invest thru hang seng.

I thought H-shares are China enterprises shares listed in HK?

i have to change job..to OnG...thanks your advice.

Told ya u are investing in shares/stocks/equities of gold mining/producing companies and companies generally involved in mineral resources (copper, tin, oil and gas etc)

yes very common, but not common for someone who is just an employee. malaysian company is paying peanuts and expect u work like cow, but they dont know the fact that u pay peanuts u get monkeys

for those who buy from FSM SG, how do you pay for the purchase?

I was at Amanah Mutual Berhad table...1st table on the right after the entrance. Got a very nice chick at OSK-UOB table (right side of the projector screen)

Gark-san, $1M USD or Pound sterling still quite ok leh
$1M RM or Vietnamese Dong then 

depends on the company u working in, u whole life work in chinamen company u think u get 1million? not all employers think like tat, of coz it a basis that they pay u depend on how much can make the company profit. But different employers different way, 1 company 1 yr turnover 2mil, maybe they pay u 2k only when u die die find 2mil business for them? Different employers different expectations, as i said, u need alot of luck.

well, i din even touch about investing and spending, i mean ur net salary from the company. An employee in Shell if ur total salary gained is below 3mil when u retire is consider puny. I believe Oil and Gas is different thing, the company like exxon net profit 40bn USD a year after they pay all ur salary, that's why salary big. getting 40-60k per month as a department manager in shell is not something big. So anyone plan to come over to work here?

What about Hwang AUD Income Fund? I'm thinking on going in soon.