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> - Kepong Thread v17 -, New Year New Thread!! Group

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TSfarscope
post Sep 6 2012, 12:11 PM

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QUOTE(nevenchailj @ Sep 6 2012, 12:04 PM)
Yeah one of my friends bought the first phase when it was launched there and they are trying to sell me about double the price now! Well, I don't really prefer apartments so I'll pass and move on hunting down properties that are in my price range and with a good location of course. Well, there's a 50/50 on property prices whether it would be moving up or down after the elections but from my POV, the price of properties should be stagnant for the years to come.. Other than that, the banks are so strict on approving loan nowadays since there's so many people that failed to pay back..  icon_question.gif
Well, after staying in Kepong for a year now, I feel that Kepong has easy access to everywhere basically, you can go down to KL through Jalan Cat. You can go to PJ in no time through LDP and best of all I work in Klang and I travel through NKVE at sg buloh exit.. Well, Kepong is really a nice and easy access place to stay in.. Just that the properties here are rising fast  whistling.gif
*
yes.. it's really hard.. many said that the election will be a turning point.. but i doubt it will drop drastically..
anyway, the property prices has gone higher way beyond our salary could afford.

BNM's measurement is to curb investors and speculators but it also had an impact on normal buyers and it's bit too late for BNM to do so. Besides, they also want to avoid ppl unable to afford and hence impose the nett salary approval schemes, which in the end, made us even more un-affordable.

banks giving out loans stricter partly due to policy, and another reason is because the house prices did not match to their estimation.

e.g. a house only worth 500k but selling at 900k. the bank will only willing to loan for 500k then end up buyer have to pay up the remaining including possible legal fees and stamp duty.

nevertheless, our salary is definitely not enough to buy such houses even when combined with your partner's name. unless both ady working for long time and quite wealthy. for youngsters and freshies like us.. wait until when? endless la.. even if i die die go buy one condo, oso dunno can pay onot.. ppl say don't wait, buy now.. but the thing is buy liao oso dunno can service the loan onot.. cham.. sad.gif
annoymous1234
post Sep 6 2012, 12:12 PM

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QUOTE(nevenchailj @ Sep 6 2012, 12:04 PM)
Well, after staying in Kepong for a year now, I feel that Kepong has easy access to everywhere basically, you can go down to KL through Jalan Cat. You can go to PJ in no time through LDP and best of all I work in Klang and I travel through NKVE at sg buloh exit.. Well, Kepong is really a nice and easy access place to stay in.. Just that the properties here are rising fast  whistling.gif
*
agreed. and its near to mrr2 also. 20 min can reach wangsa maju edi rclxms.gif

annoymous1234
post Sep 6 2012, 12:13 PM

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QUOTE(nevenchailj @ Sep 6 2012, 12:07 PM)
One thing I don't really like is the road. It's filled with POTHOLES EVERYWHERE!! Especially JALAN KUANG GUNUNG!!  icon_question.gif  vmad.gif  mad.gif
*
aman puri also same. vmad.gif
TSfarscope
post Sep 6 2012, 12:14 PM

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trying hard not to follow US's subprime crisis.. but at the same time heading to high property prices like sg and HK but salary no where near them.. haizz..
nevenchailj
post Sep 6 2012, 12:17 PM

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QUOTE(annoymous1234 @ Sep 6 2012, 12:12 PM)
agreed. and its near to mrr2 also. 20 min can reach wangsa maju edi  rclxms.gif
*
I seldom use MRR2 so I forgot to mention about it.. LOL..

QUOTE(annoymous1234 @ Sep 6 2012, 12:13 PM)
aman puri also same.  vmad.gif
*
Talking about Aman Puri, this would be the last place I would go in Kepong.. I used to stay there with my sis and I used to work in KIP but I moved out sometime ago..

Aman Puri is freaking JAM early in the morning, after work, raining?, because of nothing also can jam!!
nevenchailj
post Sep 6 2012, 12:22 PM

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QUOTE(farscope @ Sep 6 2012, 12:11 PM)
yes.. it's really hard.. many said that the election will be a turning point.. but i doubt it will drop drastically..
anyway, the property prices has gone higher way beyond our salary could afford.

BNM's measurement is to curb investors and speculators but it also had an impact on normal buyers and it's bit too late for BNM to do so. Besides, they also want to avoid ppl unable to afford and hence impose the nett salary approval schemes, which in the end, made us even more un-affordable.

banks giving out loans stricter partly due to policy, and another reason is because the house prices did not match to their estimation.

e.g. a house only worth 500k but selling at 900k. the bank will only willing to loan for 500k then end up buyer have to pay up the remaining including possible legal fees and stamp duty.

nevertheless, our salary is definitely not enough to buy such houses even when combined with your partner's name. unless both ady working for long time and quite wealthy. for youngsters and freshies like us.. wait until when? endless la.. even if i die die go buy one condo, oso dunno can pay onot.. ppl say don't wait, buy now.. but the thing is buy liao oso dunno can service the loan onot.. cham.. sad.gif
*
Don't even need to talk about houses yet, our cars are costing us our homes.. Coming back to the article by Datuk Alan Tong that was published in The Star newspaper..

http://biz.thestar.com.my/news/story.asp?f...66&sec=business

"However, there are many factors that contribute to the challenge for our youths to own a house. Two primary factors are the additional financial commitment of purchasing a car, and the relatively lower income level in our country compared to our Western counterparts."


nevenchailj
post Sep 6 2012, 12:58 PM

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Bump up for lunch time~!! Friday and V18 come faster!! rclxms.gif rclxms.gif
TSfarscope
post Sep 6 2012, 01:15 PM

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lol.. yea.. cars.. can only buy either one..
nevenchailj
post Sep 6 2012, 01:48 PM

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QUOTE(farscope @ Sep 6 2012, 01:15 PM)
lol.. yea.. cars.. can only buy either one..
*
Yeah man, I am done with my car.. But for now.. A home.. hmm.gif hmm.gif (still thinking whether I could afford it or not)
TSfarscope
post Sep 6 2012, 02:23 PM

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QUOTE(nevenchailj @ Sep 6 2012, 01:48 PM)
Yeah man, I am done with my car.. But for now.. A home..  hmm.gif  hmm.gif (still thinking whether I could afford it or not)
*
get a partner.. brows.gif
Life_House
post Sep 6 2012, 02:25 PM

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QUOTE(farscope @ Sep 6 2012, 12:11 PM)
yes.. it's really hard.. many said that the election will be a turning point.. but i doubt it will drop drastically..
anyway, the property prices has gone higher way beyond our salary could afford.

BNM's measurement is to curb investors and speculators but it also had an impact on normal buyers and it's bit too late for BNM to do so. Besides, they also want to avoid ppl unable to afford and hence impose the nett salary approval schemes, which in the end, made us even more un-affordable.

banks giving out loans stricter partly due to policy, and another reason is because the house prices did not match to their estimation.

e.g. a house only worth 500k but selling at 900k. the bank will only willing to loan for 500k then end up buyer have to pay up the remaining including possible legal fees and stamp duty.

nevertheless, our salary is definitely not enough to buy such houses even when combined with your partner's name. unless both ady working for long time and quite wealthy. for youngsters and freshies like us.. wait until when? endless la.. even if i die die go buy one condo, oso dunno can pay onot.. ppl say don't wait, buy now.. but the thing is buy liao oso dunno can service the loan onot.. cham.. sad.gif
*
there's another alternative : buy sub-sale house


TSfarscope
post Sep 6 2012, 02:38 PM

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QUOTE(Life_House @ Sep 6 2012, 02:25 PM)
there's another alternative :  buy sub-sale house
*
sub-sale also not cheap cz many taking advantage jacking up the prices.. and sub-sale has other cost like legal, stamp duty and down payment.

single storey house in kepong is more than 400k ady.. old house, leasehold.. totally not worth but no choice..
Life_House
post Sep 6 2012, 03:23 PM

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QUOTE(farscope @ Sep 6 2012, 02:38 PM)
sub-sale also not cheap cz many taking advantage jacking up the prices.. and sub-sale has other cost like legal, stamp duty and down payment.

single storey house in kepong is more than 400k ady.. old house, leasehold.. totally not worth but no choice..
*
still got de .. if u search ..
example like in WM, Tmn melati, gombak areas still lots of sub-sale below rm 200K
although might be slight small but still enough to cater for a small family


TSfarscope
post Sep 6 2012, 04:26 PM

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QUOTE(Life_House @ Sep 6 2012, 03:23 PM)
still got de ..  if u search ..
example like in WM, Tmn melati, gombak areas still lots of sub-sale below rm 200K
although might be slight small but still enough to cater for a small family
*
yea i know.. but that's a total different area ady.. now i'm talking Kepong area in particular.. lol.
DJSoo
post Sep 6 2012, 04:34 PM

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QUOTE(nevenchailj @ Sep 5 2012, 05:36 PM)
Not really staying there but I'm always lepaking there.. LOL!  brows.gif

I stay somewhere nearby.. at Jalan 33..

Nice K5 you have..
*
Thanks .. I like it very much too rclxms.gif


Added on September 6, 2012, 4:34 pm
QUOTE(Crys_Crys @ Sep 5 2012, 10:18 PM)
unsure.gif
*
nod.gif

This post has been edited by DJSoo: Sep 6 2012, 04:34 PM
DJSoo
post Sep 6 2012, 04:37 PM

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QUOTE(nevenchailj @ Sep 6 2012, 07:39 AM)
Wow!! That's really long time man!! Jalan Kuang Gunung is gonna change soon.. the buildings and new roads are coming up very soon..  doh.gif
*
Remind me , I m also stay 15 yrs edy .. sweat.gif
ciavin
post Sep 6 2012, 04:40 PM

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Yo...
Talk about property now ar?
TSfarscope
post Sep 6 2012, 04:40 PM

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QUOTE(ciavin @ Sep 6 2012, 04:40 PM)
Yo...
Talk about property now ar?
*
when age is getting old and the property prices going sky high.. can't avoid not to talk about it.. lol
Life_House
post Sep 6 2012, 04:48 PM

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QUOTE(farscope @ Sep 6 2012, 04:26 PM)
yea i know.. but that's a total different area ady.. now i'm talking Kepong area in particular.. lol.
*
how much average the price of apartments in kepong areas now ?

btw, if u strive to have ur own home, u'll have the determination to save hard for ur goal de tongue.gif


TSfarscope
post Sep 6 2012, 04:50 PM

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QUOTE(Life_House @ Sep 6 2012, 04:48 PM)
how much average the price of apartments in kepong areas now ?

btw, if u strive to have ur own home, u'll have the determination to save hard for ur goal de    tongue.gif
*
small sqft >300k, bigger sqft >400k..

ya, at the end of the day, bought liao house, then have to ikat perut hard.. become slaves for the bank loan.

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