Ya. Investment perspective. . Choose the cheapest among all no matter what kind of view or furniture. Somemore I'm so confident that I can make it with same id and same furniture but haha "abit lower quality in materials" where it's not easily be observed to get the same rental yields.

(Lowest entry highest gain)

u are welcome to stay overnight in marc resid, or idaman resid, or parkview

then u'll know what's so called noise and how's the rental yields overthere.

( unfortunately, my units not same floor as water tank, don't worry )   

from what I've ever noticed, very serious the noise

What about ltv70%?
1. Pay 10% as described above.
2. any payment scheme for the remaining 10% (ltv80%) or 20%(ltv70%) ?

As far as I know, the balance 5% (5% - 20k) must be settled upon signing of SPA next year. Then you have 5 quarters to settle the remaining 5% by paying 1% every quarter (3 months). The 2nd 10% will be due on 31st Oct 2015.

From the The Star today :

"Another key item on the circular requires banks to calculate the LTV ratio based on the net price of a property instead of its gross price.

To illustrate, a property with a list price of RM1mil, rebate of 5% and 90% financing would incur a down payment of RM50,000 after discount.

Under the new regime, the down payment increases to RM95,000 because the 90% loan will be computed using the discounted price tag of RM950,000."

I dont quite understand what it's talking about... does this anyway affect the TR deal?