You would need to refinance that loan. Legal fees would be for the loan documentation which would be borne by the new borrower. It is scaled according to the loan sum. Best to approach a banker for further info on the application process.

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Added on May 4, 2012, 10:39 pm

The rules of this thread are very clear in the first page of this thread - no questions on discounts are allowed here. Please ask in the open forum.

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Added on May 4, 2012, 10:48 pm

You mean that individual title is out but it is still under the developer's name?

Have u tried obtaining a copy from the land office? They ought to keep proper records. Another way is to trigger a transfer to a third party. In such case the dev has to give an undertaking to do a transfer of the title, either to ur dad or direct transfer to the third party. If they refuse, your dad has the right to sue them for breach of contract. Fraud, even. The dev has a fiduciary duty to effect the transfer. Seek legal advice from a lawyer and proceed further.