Hi Dario:
regarding the 20% remission in stamp duty for loan document for islamic financing, I found out it does not apply to all islamic loans. I applied for Cimb full flexi islamic loan and my lawyer charge me full rates for the loan document stamp fees. when I queried the lawyer told me that IRD disllowed the 20% remission because my loan is of flexi type, even though it is islamic financing. Is that true? Anyone else has the same experience?

Secondly regarding the early redemption of islamic loan, what is ur experience like? do they operate like conventional loan whereby people just redeem the outstanding loan?

Dear all:
Regarding landlord tenant dispute, i have some questions about distress order. If the value of seized goods from tenant is not enough to cover overdue rent (for example the tenant may have moved all his goods beforehand), can the same disress warrant be used to seize tenants other assets like bank deposits or goods at other premise? or I have to do the whole process of serving summons and obtaining judment and writ or seizure?
My problem is that my errant tenant has kind of disappeared from my property leaving behind damages to my house, unpaid bills and rental arrears(the deposits hardly can cover the outstandings) while the tenancy still has 6 months to go. Me is still trying to figure out how best to take back vacant possession and cover my losses. your kind reply is much appreciated. my understanding is that distress act is the best remedies ?