Is it their requirement? Perhaps this particular bank requires it. If you doubt the agent's word why don't you call the bank directly to enquire if it is necessary.

Why did you get the credit report out?

"You don't need a lawyer at this stage, unless you want to retrieve the original documents, grant and other docs from the bank for your own safekeeping. Normally folks would just leave all that with the bank until they sell the property, refinance it or transfer ownership to another party."

Hi, thanks for sharing the info on this. Is it safe to keep the docs with the bank? I'm actually settling my homeloan (in progress of getting the redemption letter). I plan to request the settlement/release letter (after settling the loan to apply for another housing loan) instead of the discharge letter since the latter will take a longer time frame.

Convert? Or obtain consent to transfer to non bumi?