Hi Dario:

I have a questions need your advise.
I just signed the letter offer for NEW teres house (my 1st house) in Shah Alam, it is still under-con and estimate to complete within 2 years (March 2014). The developer already get the grant. Now waiting lawyer call to sign the S&P and loan agreement.

I have received the draft bill for the legal fees & disbursements fees, property price RM338,990, banking facility of RM300,000.
Total fees is RM6222.30. I have attached it as JPEG shown as below:

My question:

1. What is the loadgement and withdrawal of private caveat under legal fee portion and what is entry and withdrawal of private caveat @ land office under disbursements portion? Is this applicable for new house under-con?
2. What is charge and consent to charge under legal fee portion?

Appreciate your advise and million thanks.

LEGAL FEES - Loadgement and withdrawal of private caveat** >> RM350

DISBURSEMENTS - Entry and withdrawal of private caveat @ land office** >> RM420



This post has been edited by Galaxy Angel: May 24 2012, 01:31 PM

Thanks Dario, really good and no more worry after your advise. =)
They told me need to pay for MOT when sign S&P and loan agreement that time as the grant is out. In other words, can I said this is already in individual title? OR I will need to check with developer which title it is?

Hi Dario:

OK, now everything is clear. Last time I am confuse what is this facility agreement and now I know facility agreement = loan agreement,haha

Yup, they did give me a rebate on MOT and stamp duty on facility agreement since this is my first house and it's under RM350k.

Hi Dario:

Good morning, I just signed the offer letter, not yet sign S&P and loan agreement, if I want to add 1 more name, which is my brother name in S&P, is this possible and any charge will be apply?

Thanks Dario.

Hi Dario:

Wanna ask you, what are the documents that I need to bring for EPF withdrawal? Below I have list out the document that need to bring, correct me if I have miss out.

1. KWSP 9C form
2. Photo copy of Mycard on A4 paper
3. Bank account book
4. S&P agreement with stamping
5. Bank letter offer (stamping copy needed or no need stamping?)

Thanks in advance.

Hi Dario:

From developer and with the geran out already.

Noted, thanks for your help