QUOTE(cherroy @ Dec 7 2011, 12:56 AM)
LOL, Rm27,000 premium pa.
Assuming 9 year commitment. As stated 9-12 years commitment).
27k x 9 years =243k
20 years 10k = 200k + cash dividend 2k pa = 240k
I better off with put 243K earn 3% FD interest and pay myself 10k per year.
As said we need to compile the table to see the clear picture, if not even we talk so much also useless one without those details.
Added on December 7, 2011, 12:58 amDon't just keep on stressing GYI, how much you want every year, it is the premium that matter the most.
I guess, on top of the 243k that you're taking in as your initial capital the 240k is a return that you'll get, so in total you're getting 243k + 240k after X number of years...Assuming 9 year commitment. As stated 9-12 years commitment).
27k x 9 years =243k
20 years 10k = 200k + cash dividend 2k pa = 240k
I better off with put 243K earn 3% FD interest and pay myself 10k per year.
As said we need to compile the table to see the clear picture, if not even we talk so much also useless one without those details.
Added on December 7, 2011, 12:58 amDon't just keep on stressing GYI, how much you want every year, it is the premium that matter the most.
May I clarify what's X?
Dec 29 2011, 11:43 AM

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