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Investment DAMANSARA FORESTA, A new development near Desa ParkCity
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Kokwm
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 Jan 24 2012, 05:44 PM
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Getting Started
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QUOTE(1282009 @ Jan 24 2012, 03:10 PM) It really depends on each individual's preference and style actually. Some ppl have stayed in landed in half of their life and they might just want a change of environment. Many ppl argue that one needs to pay maintenance fees to live in apt or condo but do bear in mind that, one also needs to maintain the landed property once in 5 or 8 yrs (wall painting, repairing roof due to water leaking, auto-gate service/repair, GnG monthly fees if any, etc.). The cost might be equivalent if not higher in the long run. Plus high rise with lifts to every floor is more elderly friendly. You may hv a nice big house with more than one storey but when you're old with weak knees, also end up staying in the ground floor room of your house. |
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Kokwm
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Feb 19 2012, 10:35 PM
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Getting Started
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QUOTE(Chris Chew @ Feb 19 2012, 08:49 PM) Haha, yalor. Impossible developer willing to take such risk and take own money to build first. If can wait until completion only apply loan, i would be very busy shopping ... LOL! Maybe developer using the Build then sell 10:90 system? (http://www.iproperty.com.my/news/668/What-is-1090-or-Build-then-Sell)  |
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Kokwm
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Mar 1 2012, 11:54 PM
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Getting Started
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QUOTE(stevecheahsw @ Mar 1 2012, 11:31 PM) End financier - i.e. the bank lending money to the buyer/purchaser |
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Kokwm
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Apr 13 2012, 09:20 AM
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Getting Started
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QUOTE(puchongite @ Apr 13 2012, 07:07 AM) Sri Damansara even though is under KL postal address, it's under MPPJ. When MPPJ sends out cukai pintu letter, they use Selangor Address. It's in Selangor state, you can confirm it using google map. LOL. You're correct because the determining factor is the land/lot title stated in the SPA which is reflected in OL. In anycase, a search on the govt portal does reveal that the authority approving the plan is MPPJ. So there. |
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Kokwm
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Nov 8 2012, 02:30 PM
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Getting Started
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A couple of months back, UOB in Singapore launched an innovative product "50 year loan". Kena whacked by SG's Housing Minister. Next thing MAS clamped down on the banks to offering this product by requiring lower Loan-to-value when housing loan > 30 years.
This is a relevant example because MAS and SG govt is concerned about the stubborn high property prices and this UOB gimmick is seen as a way for buyers to sidestep the restrictions currently imposed to cool the market. So I think Bank Negara would be crazy to allow 50 year loans while asking the banks to be prudent in loans.
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