thanks..
in term of buy/sell which of those 2(maybank and public) offer the best price?
and when we transact online, will we be charge extra compare to buy/sell at counter?

Guys,
For gold investment (and other investment like stock etc), you don't wait for the lowest price to enter and the highest to exit. Simply because you are not God who knows the lowest and highest point

If you intend to invest, go ahead. Don't be afraid you don't buy at the lowest and sell at the highest. Use the technic of "averaging".

Don't dump everything you have in 1 shot. Spread it out. At RM165, buy. If it drops to RM160, you buy again and your average cost is RM162.50. If it goes up back to RM165, you make some money. If it goes down to RM155, you buy again to average out. If it goes up to RM170 you can also buy if you feel it can go up higher. So, over a period of time you will buy at an average of the best price.

And over a period of time, you will assess whether it is a good investment or not. For longer period, you will also have more income from your sources to invest.

So, don't wait for the "right" timing. You will never time it perfectly