QUOTE(Pink Spider @ Jan 31 2012, 01:13 AM)
woi, you belum ajar me macam mana !!
GGC - Genting / Guerilla Gamblers Club v20, Learning the Art of Hit & Run Group
GGC - Genting / Guerilla Gamblers Club v20, Learning the Art of Hit & Run Group
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Jan 31 2012, 01:14 AM
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1,136 posts Joined: Jan 2009 |
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Jan 31 2012, 01:17 AM
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Senior Member
16,872 posts Joined: Jun 2011 |
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Jan 31 2012, 01:18 AM
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1,136 posts Joined: Jan 2009 |
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Jan 31 2012, 01:19 AM
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62 posts Joined: Aug 2005 |
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Jan 31 2012, 01:21 AM
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16,872 posts Joined: Jun 2011 |
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Jan 31 2012, 01:22 AM
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62 posts Joined: Aug 2005 |
No sembayang...just browsing porn site
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Jan 31 2012, 01:25 AM
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16,872 posts Joined: Jun 2011 |
QUOTE(ckh93 @ Jan 31 2012, 01:18 AM) yes u can, start by opening an accountthen dump all RM2K (yes, ALL) into OSK-UOB Cash Management Fund. 99% won't lose money one, currently it's interest rate is about 2.99%, CALCULATED DAILY u place RM2K, 1 week later u withdraw u will get (ROUGHLY) RM2K x 2.99% x 7/365 = RM1.15 if u place FD, paling minumum for RM2K is 2 months placement. u withdraw before maturity, u get back RM2K + ZERO interest after u learn more about investing and have more $$$, u can switch from CMF to other funds |
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Jan 31 2012, 01:26 AM
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1,136 posts Joined: Jan 2009 |
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Jan 31 2012, 01:26 AM
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16,872 posts Joined: Jun 2011 |
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Jan 31 2012, 01:31 AM
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210 posts Joined: Aug 2008 |
lolz...now only i know got this kind of page....how to cari wang sifu!!!!!!!!!!!!
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Jan 31 2012, 01:32 AM
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16,872 posts Joined: Jun 2011 |
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Jan 31 2012, 01:33 AM
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1,136 posts Joined: Jan 2009 |
QUOTE(Pink Spider @ Jan 31 2012, 01:25 AM) yes u can, start by opening an account Since ayam student, i think i can put those cash for let's say 1 year.then dump all RM2K (yes, ALL) into OSK-UOB Cash Management Fund. 99% won't lose money one, currently it's interest rate is about 2.99%, CALCULATED DAILY u place RM2K, 1 week later u withdraw u will get (ROUGHLY) RM2K x 2.99% x 7/365 = RM1.15 if u place FD, paling minumum for RM2K is 2 months placement. u withdraw before maturity, u get back RM2K + ZERO interest after u learn more about investing and have more $$$, u can switch from CMF to other funds If I put my money inside the fund you mention, i think there is exit fee right? If put at fd got other process fee?? The interest of fund will go roller coaster up and down right ? oo readed liao http://www.fundsupermart.com.my/main/resea....ad=ed_cmf_morehttp://www.fundsupermart.com.my/main/research/viewHTML.tpl?articleNo=1005&WT.ad=ed_cmf_more This post has been edited by ckh93: Jan 31 2012, 01:37 AM |
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Jan 31 2012, 01:34 AM
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62 posts Joined: Aug 2005 |
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Jan 31 2012, 01:41 AM
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16,872 posts Joined: Jun 2011 |
QUOTE(ckh93 @ Jan 31 2012, 01:33 AM) Since ayam student, i think i can put those cash for let's say 1 year. u lucky tonite Pinky in the mood to lecture...If I put my money inside the fund you mention, i think there is exit fee right? If put at fd got other process fee?? The interest of fund will go roller coaster up and down right ? - NOT ALL funds got entry and/or exit fees - OSK-UOB CMF got ZERO entry/exit fees, only got management fees & trustee fees, but it's already reflected in the pricing, just like u go eat McD, the price u pay already included service charge + service tax. So for example, ACTUAL profit of the OSK-UOB CMF is now 3.3% It's expenses is 0.4% So, u as investor will get 3.3% - 0.4% = 2.9% profit - FD no fees, but in between the date u place and the date of maturity, u cannot topup/withdraw/reduce without losing the interest. However, ur capital is ALWAYS guaranteed - OSK-UOB CMF is a money market fund. How it works is like this, investors taruh $$$ into the fund, then the fund manager will take the the $$$ to taruh in FDs. So u can see the returns of the fund more or less mirrors the current FD rate, BUT u can withdraw/topup ANYTIME. |
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Jan 31 2012, 01:46 AM
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1,136 posts Joined: Jan 2009 |
QUOTE(Pink Spider @ Jan 31 2012, 01:41 AM) u lucky tonite Pinky in the mood to lecture... In short, more liquid - NOT ALL funds got entry and/or exit fees - OSK-UOB CMF got ZERO entry/exit fees, only got management fees & trustee fees, but it's already reflected in the pricing, just like u go eat McD, the price u pay already included service charge + service tax. So for example, ACTUAL profit of the OSK-UOB CMF is now 3.3% It's expenses is 0.4% So, u as investor will get 3.3% - 0.4% = 2.9% profit - FD no fees, but in between the date u place and the date of maturity, u cannot topup/withdraw/reduce without losing the interest. However, ur capital is ALWAYS guaranteed - OSK-UOB CMF is a money market fund. How it works is like this, investors taruh $$$ into the fund, then the fund manager will take the the $$$ to taruh in FDs. So u can see the returns of the fund more or less mirrors the current FD rate, BUT u can withdraw/topup ANYTIME. If I want to be more tamak, which fund should I invest at fsm ? |
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Jan 31 2012, 01:49 AM
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Senior Member
16,872 posts Joined: Jun 2011 |
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Jan 31 2012, 01:53 AM
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Senior Member
16,872 posts Joined: Jun 2011 |
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Jan 31 2012, 01:53 AM
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1,136 posts Joined: Jan 2009 |
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Jan 31 2012, 01:54 AM
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1,497 posts Joined: Jun 2009 From: Kuala Lumpur |
I thought I come in wrong forum with all this bank and FD thingy. Just back from uphill and donate 4.5k.
Damn long time no go , when go ended like this. |
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Jan 31 2012, 01:54 AM
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16,872 posts Joined: Jun 2011 |
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