Hi Bro,

I got 3 CC, all 3 in debt. Got car loan, house loan, PTPTN loan - all more than 4 yrs. Every mth pay but all not under minimum payment. Got ccris record.
Salary = RM3k++, extra allowance rm250, so total should be around 3.4, sometimes more than that but under 4k 1 mth. Im not in sales, mainly IT sector.
Am i eligible to apply?

Thanks,
ck