Hi, I'm Ken direct banker from Hong Leong Bank.
Are you looking for extra cash rolling/ personal usage ? High credit card debts ? Business more than 2 years looking for extra cash to expend ?
You may refer to below latest promotion rate as per March 2020 for your references.

Interest Rate Based on per annum :

Rm10k - Rm49k = 6.40% p.a
Rm50k - RM99k = 5.60% p.a
Rm100k - RM250k = 4.00% p.a

Repayment period : Minimum 2 Years - Maximum 5 Years
No Processing Fees
No Consultant Fees
Open for all self employed & employee

Personal Loan/ Business Loan

*Rate From 4.% 6.40%
*Loan Amount : Minimum Rm5,000 to Maximum Rm200,000
*Tenure: Minimum 2 Years to Maximum 5 Years
*5 Days Approval + Loan Disbursement ( t&c applies)
*No guarantor/collateral
*No consultant fees/ insurances charges/ processing fees
*Malaysian citizens only, aged between 21 to 60 years old with minimum Rm2,000 monthly income.

Credit Card & Personal Loan Debt Consolidation

*Rate From 6.40% p.a
*Consolidate up to 5 CC & PL from others bank into single account
*Loan Amount : Minimum Rm5,000 to Maximum Rm200,000
*Tenure: Minimum 2 Years to Maximum 5 Years
*5Days Approval + Loan Disbursement
*No guarantor/collateral
*No consultant fees/ insurances charges/ processing fees
*Malaysian citizens only, aged between 21 to 60 years old with minimum Rm2,000 monthly income

Documentation: Any either one as below
1) Latest 2 years income tax
2) Latest 2 years epf statement 2019 & 2020
3) Latest 3 months payslips + 3 months bank statement showing salary credited

Please do not hesitate to Call/whatsapp me at 012-937 1314 (KEN)

This post has been edited by Ken_HP: Jul 14 2020, 04:13 PM

Hey, If my fren basic salary is RM2k (no other allowance) , working with private sector, his name clean, not blacklisted, how much he max amount he can apply? he don't use any CC, all this while just use debit card..

before proceed client must at least have 1 credit card or any loan under bank above 1 year.
latest policy from bank negara, nett income ( gaji bersih ) must be at least Rm2000 or above. Alliance bank only can offer x5 of your nett income.

Rm2000 x5 = Rm10,000

hi there, i am planning to take personal loan for my cc debt.

My question here is if my basic is 3.5k + other allowance can reach 4k.

I want to take 7k loan with 2 years tenure, will this affecting me getting a car loan in next 6 months which will cost me approximately rm900 monthly repayment?

I want to consider thoroughly before applying this.

I need to have one credit card for 1 year regardless of my debt with the cc issuer?

hi, my income rm 1550, allowance which did not reduce from epf are rm 500, plus petrol allowance are rm 600,commission about rm300-650, only my basic plus commision going to be reduce to epf.

my document came with handwritting salary slip,but with company chop,
and i got hlb plantinium visa which i have use for cash on call, i just need to know is alliance bank could help me to settle the amount and transfer to personal loan for 5yrs, cause the cash on call payment tenure was given to me only 3yrs.

no housing loan(Parents properties with settle all loan), no car loan with own second-hand car.

my paying record with ccris, but never late for second months, and i able to pay to hlb cash on call monthly for rm 2200.....

any help pls....

Minimum requirement at least 1 credit card or any loan facilities under bank above 1 year ( any bank will do, such as credit card / housing loan / car )
Maximum i can offer is x5 times your nett income.

Kindly contact me at 012-9371314 for more info, thanks.

*P.loan wont effect your housing loan or any car loan.

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Added on February 2, 2012, 9:57 pmminimum requirement Rm2000 GROSS Salary.

Maximum i can offer only x5 times your nett income

Document : 3 months pay slip & epf / bank statement

Kindly contact me at 012-9371314

This post has been edited by Ken_HP: Feb 2 2012, 09:57 PM

what documents i need to submit for this application, i got cc use for over 8yrs, so is it only ic and cc copy only?kindly let me know

pm sent, check your inbox. Thks

could u send me the application form?
so i can print out and send back to u with my documents

Hi Bro,

I got 3 CC, all 3 in debt. Got car loan, house loan, PTPTN loan - all more than 4 yrs. Every mth pay but all not under minimum payment. Got ccris record.
Salary = RM3k++, extra allowance rm250, so total should be around 3.4, sometimes more than that but under 4k 1 mth. Im not in sales, mainly IT sector.
Am i eligible to apply?

Thanks,
ck

2 years car loan with maybank. no single late payment .

wanted to get loan of 15k. but my epf from my boss always late, late around 3 months. if base on last year is basic roughly 2.5k per months.

Pm sent kindly check tq.

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Added on July 18, 2012, 10:16 pmKindly contact Ken at 012-937 1314 for more info. Thankiu

This post has been edited by Ken_HP: Jul 18 2012, 10:16 PM

Im currently worked in my company for almost 5 month,there are 40k in my saving account on other hands. However, im oni 20 years old before 4 Oct next month. My salary slip is nearly around 2 to 2.9k, the commission is doesnt calculate within it. By next month, im planning to start my own smal business. Thus, i hop anyone here can recommended any lower interest rate loan. Appereciate ur kindness, thx. Do contact me if anyone is bank loan advisor. 0169778787

Hi,

I do have a housing loan and ASB loan under my name but i just takeover my dad business for less than half a year , and there is some complication so my name is not in the SSM.

However i contribute my epf on my own, and i create my own payslip. So do u think I can get a personal loan? Btw i pay myself RM3000 per month

As long you got 1 year ccris record and rm2000 gross per month can apply.

hi bro ken,

if I got credit card history less than 1 year can apply?

Minimum 1 year.

is it possible to use other than EPF slip.somehow i never receive EPF slip.mine was registered by my company.my gross salary around 3500.i have cc under maybank and HLB for 3 years.thinking of loaning around 10k only.pls pm me details.

i just applied a Personal Loan from Alliance Bank Aman Suria branch last week (Monday). Is it normal to not get any replies until today? It has been 6 working days. (if i know lydat i go ss15 branch find you better..=_=)

This post has been edited by angellus_riku: Jun 10 2013, 11:50 AM

6 days ? Normally what i offer is 30min - 1 hour first stage approval whether qualify or rejected.
First stage approval filter = CCRIS, CTOS, scoring & commitment.