Hi, I'm Ken direct banker from Hong Leong Bank.
Are you looking for extra cash rolling/ personal usage ? High credit card debts ? Business more than 2 years looking for extra cash to expend ?
You may refer to below latest promotion rate as per March 2020 for your references.

Interest Rate Based on per annum :

Rm10k - Rm49k = 6.40% p.a
Rm50k - RM99k = 5.60% p.a
Rm100k - RM250k = 4.00% p.a

Repayment period : Minimum 2 Years - Maximum 5 Years
No Processing Fees
No Consultant Fees
Open for all self employed & employee

Personal Loan/ Business Loan

*Rate From 4.% 6.40%
*Loan Amount : Minimum Rm5,000 to Maximum Rm200,000
*Tenure: Minimum 2 Years to Maximum 5 Years
*5 Days Approval + Loan Disbursement ( t&c applies)
*No guarantor/collateral
*No consultant fees/ insurances charges/ processing fees
*Malaysian citizens only, aged between 21 to 60 years old with minimum Rm2,000 monthly income.

Credit Card & Personal Loan Debt Consolidation

*Rate From 6.40% p.a
*Consolidate up to 5 CC & PL from others bank into single account
*Loan Amount : Minimum Rm5,000 to Maximum Rm200,000
*Tenure: Minimum 2 Years to Maximum 5 Years
*5Days Approval + Loan Disbursement
*No guarantor/collateral
*No consultant fees/ insurances charges/ processing fees
*Malaysian citizens only, aged between 21 to 60 years old with minimum Rm2,000 monthly income

Documentation: Any either one as below
1) Latest 2 years income tax
2) Latest 2 years epf statement 2019 & 2020
3) Latest 3 months payslips + 3 months bank statement showing salary credited

Please do not hesitate to Call/whatsapp me at 012-937 1314 (KEN)

This post has been edited by Ken_HP: Jul 14 2020, 04:13 PM

Hey, If my fren basic salary is RM2k (no other allowance) , working with private sector, his name clean, not blacklisted, how much he max amount he can apply? he don't use any CC, all this while just use debit card..

before proceed client must at least have 1 credit card or any loan under bank above 1 year.
latest policy from bank negara, nett income ( gaji bersih ) must be at least Rm2000 or above. Alliance bank only can offer x5 of your nett income.

Rm2000 x5 = Rm10,000

hi there, i am planning to take personal loan for my cc debt.

My question here is if my basic is 3.5k + other allowance can reach 4k.

I want to take 7k loan with 2 years tenure, will this affecting me getting a car loan in next 6 months which will cost me approximately rm900 monthly repayment?

I want to consider thoroughly before applying this.

I need to have one credit card for 1 year regardless of my debt with the cc issuer?

hi, my income rm 1550, allowance which did not reduce from epf are rm 500, plus petrol allowance are rm 600,commission about rm300-650, only my basic plus commision going to be reduce to epf.

my document came with handwritting salary slip,but with company chop,
and i got hlb plantinium visa which i have use for cash on call, i just need to know is alliance bank could help me to settle the amount and transfer to personal loan for 5yrs, cause the cash on call payment tenure was given to me only 3yrs.

no housing loan(Parents properties with settle all loan), no car loan with own second-hand car.

my paying record with ccris, but never late for second months, and i able to pay to hlb cash on call monthly for rm 2200.....

any help pls....

Minimum requirement at least 1 credit card or any loan facilities under bank above 1 year ( any bank will do, such as credit card / housing loan / car )
Maximum i can offer is x5 times your nett income.

Kindly contact me at 012-9371314 for more info, thanks.

*P.loan wont effect your housing loan or any car loan.

---

Added on February 2, 2012, 9:57 pmminimum requirement Rm2000 GROSS Salary.

Maximum i can offer only x5 times your nett income

Document : 3 months pay slip & epf / bank statement

Kindly contact me at 012-9371314

This post has been edited by Ken_HP: Feb 2 2012, 09:57 PM

what documents i need to submit for this application, i got cc use for over 8yrs, so is it only ic and cc copy only?kindly let me know

pm sent, check your inbox. Thks

could u send me the application form?
so i can print out and send back to u with my documents

Hi Bro,

I got 3 CC, all 3 in debt. Got car loan, house loan, PTPTN loan - all more than 4 yrs. Every mth pay but all not under minimum payment. Got ccris record.
Salary = RM3k++, extra allowance rm250, so total should be around 3.4, sometimes more than that but under 4k 1 mth. Im not in sales, mainly IT sector.
Am i eligible to apply?

Thanks,
ck

2 years car loan with maybank. no single late payment .

wanted to get loan of 15k. but my epf from my boss always late, late around 3 months. if base on last year is basic roughly 2.5k per months.

Pm sent kindly check tq.

---

Added on July 18, 2012, 10:16 pmKindly contact Ken at 012-937 1314 for more info. Thankiu

This post has been edited by Ken_HP: Jul 18 2012, 10:16 PM

Im currently worked in my company for almost 5 month,there are 40k in my saving account on other hands. However, im oni 20 years old before 4 Oct next month. My salary slip is nearly around 2 to 2.9k, the commission is doesnt calculate within it. By next month, im planning to start my own smal business. Thus, i hop anyone here can recommended any lower interest rate loan. Appereciate ur kindness, thx. Do contact me if anyone is bank loan advisor. 0169778787

Hi,

I do have a housing loan and ASB loan under my name but i just takeover my dad business for less than half a year , and there is some complication so my name is not in the SSM.

However i contribute my epf on my own, and i create my own payslip. So do u think I can get a personal loan? Btw i pay myself RM3000 per month

As long you got 1 year ccris record and rm2000 gross per month can apply.

hi bro ken,

if I got credit card history less than 1 year can apply?

Minimum 1 year.

is it possible to use other than EPF slip.somehow i never receive EPF slip.mine was registered by my company.my gross salary around 3500.i have cc under maybank and HLB for 3 years.thinking of loaning around 10k only.pls pm me details.

i just applied a Personal Loan from Alliance Bank Aman Suria branch last week (Monday). Is it normal to not get any replies until today? It has been 6 working days. (if i know lydat i go ss15 branch find you better..=_=)

This post has been edited by angellus_riku: Jun 10 2013, 11:50 AM

6 days ? Normally what i offer is 30min - 1 hour first stage approval whether qualify or rejected.
First stage approval filter = CCRIS, CTOS, scoring & commitment.

The 7.88% P.A ( Personal loan & credit card debt console ) offer still available?

I'm interested to apply for ~13k for CC balance consolidation. My CC from other bank than Alliance, can I do this? Tenure I'm looking for is 3 years.

Hi ken. If no cc, can apply?

Self employed. Ss15 area,

any car loan / housing loan or personal loan more than 1 year ? if yes, cAN APPLY.

Possible to have 35k personal loan with 1 year tenure?

Let me know the monthly income that require to get 35k personal loan.

Check your inbox, tq.

Check your inbox, tq.

Hi Ken,

I had PMed you my request and see if you could assist.

TQ

Reply, kindy check your inbox

Hi,

I would like to enquire for my wife, not sure whether my wife is eligible or not, she has 4 credit cards, 1 personal loan and one car loan. She is earning 3.2 k monthly and has bonus declared last year around 3 months. Details of commitment below :

Citibank CC - 20 K
MBB CC - 6 K
Alliance CC - 32 K
HL CC - 7 K
Personal Loan Hong Leong - Monthly RM 580
Car loan - Monthly RM 620
Housing Loan with Alliance - Monthly RM 620

Her payment is good as I will transfer average around RM 2-3K monthly to her MBB account. But she wishes to consolidate all her debts into one loan and I think your package seems to be good.

Could you please let me know and pm me whether she is eligible?

Thanks!

helo.. if my salary 1500 and work for 6 month can i apply it??

Sorry bro, minimum rm2000 gross income per month.

hi, interested to take personal loan as well as debt consolidation. can you PM me? thanks

pm sent, kindly check tq.

Hi bro,

7.88% still running? Basic rm2k and i need 10k. Pls pm detail, i neet to know mthly repayment amt as well and penalty period or penalty amt for early settlement if any. Thx

pm reply, kindly check inbox. tq

Hi, i am looking for a personal loan, pls pm me detail.. tq

pm reply, kindy check .tq

Hi Ken, do you provide service for apply credit cards? I do need it.

hi mr ken...pls pm me the p.loan details.thx

Ken, plaease check your inbox...

check & reply, tq.

Housing loan have?

interested...pm me..tq

Interested...PM details..

have sent you PM. please advised. thanks

replied, .tq

UGPM check ur inbox thx

This post has been edited by life4: Jan 22 2014, 09:25 AM

pm relied.

Hi, is this offer still available ?
If yes, please PM me the details
thanks

Hi Ken,

My current salary is 3.3k, I have 2 credit cards and one personal loan.
Am I eligible for your personal loan?

I have applied few loan on early of 2013, however all rejected although my CRISIS report was nice.

Kindly advise and thank you very much

PM reply, tq

Bro,within 1 hour can know whether approve or not?

1st stage eligibility checking, whether your loan application is qualify or rejected.

Checking such as : ccris, ctos, commitment, scoring & etc.

Dear Ken,

I need your advise as i have whatsapp you this morning.

I was under AKPK and was release 2 months ago, i had my personal loan from Hong Leong settle recently. Do i still applicable to apply personal loan for medical purpose?

Offer still available??PM me if yes

Hi , recently just settled all my debt ( car loan & cc ) . Now no more commitment . But i have a question to ask . Before settle my debt . i go to apply pl from bank to settle all debt but bank rejected my pl . And now i fully settled all and what if i apply again in next month ? possible ? or i have to wait for 6 months after ?

This post has been edited by MSKF: Jul 24 2014, 08:30 PM

How bro got a few cc that I want to close - can let me know more on the cc consolidation? Thanks

free bump for you.
service thumbs up.

thank you so muchh

Hi.. If 25k loan.. Repayment for 36 month.. How much is the monthly payment.. Pm me

No commitment can apply?

This post has been edited by Maymay619: Jul 4 2015, 10:41 PM

Salary 3.2k commitment car for a year no credit card.

Can I apply for personal loan 10k for 2 years?

Quick question.. For this Debt Consolidation , will it came out as restructured in ccris report ??

New rate updated as per 11-10-2017.

Personal Loan 3.60% only? How to get it?
What is the max amount for salary 2300 tenure 1 years?

So sad you ignored me

pm if you have car loan service, tq

please do not hesitate to direct whatsapp / call me at 0129 937 1314. tq !