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Palace Court @ Kuchai Lama, Updated with show unit pics!
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1x2x
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 Feb 2 2012, 11:43 AM
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New Member
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QUOTE(syncronyzer @ Feb 1 2012, 11:14 PM) Don't go for bank's lawyer. I did that and BHL's panel lawyer warned that it might forfeit the DIBS package due to different lawyers handling it bla bla.. (basically they want our business la since SPA fees are FOC). I am now in the process of transferring my loan documents back to the BHL panel lawyer... I thought HLB is not panel bank thus no DIBS for this project? I'm confused. One more thing, is the loan from HSBC for this project (with DIBS) consider as islamic loan? I havent get loan approval until now  |
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1x2x
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Feb 3 2012, 01:00 PM
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New Member
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QUOTE(syncronyzer @ Feb 2 2012, 06:40 PM) DIBS is confirmed for UOB, HLB, HSBC and KFH. Not sure about other banks at the moment. As for HSBC, most of their loans are islamic (easiest way is to detect the letter i in your plan's name..haha). Ask your banker for more details? ya, confirm HSBC one is islamic loan. About HLB, i applied once b4 cny and no news until now.... Then there is another HLB agent approach me and claiming there is no DIBS for the loan so I rejected. Anyway, mind to share with me the HLB agent contact (with DIBS)? Thx |
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1x2x
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Feb 5 2012, 10:48 AM
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New Member
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QUOTE(c3p16l12 @ Feb 5 2012, 01:51 AM) HSBC plan I signed is not islamic, but I think better to get islamic plan to get 20% disc on FA stamp duty. As per what my friend working in HLB as branch manager told me, there is no DIBS for this project, no record shown in their system. Sigh too bad. It seem like this is true. |
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1x2x
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Feb 6 2012, 11:08 AM
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New Member
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UOB loan margin 76% only due to developer rebate. cant afford T_T sob sob
This post has been edited by 1x2x: Feb 6 2012, 11:09 AM
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1x2x
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May 13 2012, 08:34 PM
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New Member
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QUOTE(syncronyzer @ Mar 5 2012, 05:10 PM) Just got back from YC Pang. So here's my deal on the loan legal fees: Amount financed into UOB loan for legal fees: RM7,325 Amount charged by YC Pang to UOB: RM6,109 (after 30% discount on legal fees itself) The balance: RM1,216 will be balanced off by UOB via reduction of my loan facility (this is done so that it reduces my interest rate a little as well rather than getting the money back in cash) On top of that, BHL will offer additional 20% discount on the legal fees (which is about RM3,200ish): They will issue a cheque of RM625ish back to me Not sure if this is normal practice or not but this is what I was told.. Hey bro, how much is yr unit square feet? And the total discount that you get is RM 1216 or RM 1841 (1216 + 625)? It seem my negotiation skill need to be improved.... T_T |
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