hi wta, if i want a used car which currently under finance. The seller want me to settle his loan and balance pay to him. Im fine with it but he dont want to pass me his car prior ownership transfer. Bank requires 3 days processing time to come out with the release letter. So what can i do or secure myself as a buyer here? What if the seller refused to do ownership transfer after i settle his loan? He neither want to release his car to me....how to solve this matter? I dont believe to have an agreement btwn seller and buyer as in law, it doesnt work unless agreement between buyer and the bank. Any solution?