Fixed Deposit Rates in Malaysia V2, Read 1st post to find highest rate.
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 Jun 20 2012, 01:56 PM
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#1
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Senior Member
1,508 posts Joined: Feb 2007  
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which bank has the highest FD rate for less than 6 months tenure which we can renew it over the internet instead of going over the counter?
Can Affin Bank FD be renewed OTC? Added on June 20, 2012, 1:57 pm QUOTE(talexeh @ Jun 20 2012, 01:55 PM) Bank Rakyat with 3.65 for 3 months. Minimum RM5,000. can it done thru internet or MUST be OTC?Source: http://www.bankrakyat.com.my/web/guest/125  This post has been edited by zaFrOoNaLdO: Jun 20 2012, 01:57 PM |
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Jul 4 2012, 11:19 PM
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#2
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Senior Member
1,508 posts Joined: Feb 2007
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hi just wanna ask something about fresh funds.. for FD usually the T&C says fresh funds only.. Say I have RM1K savings in CIMB, and HSBC has High interest for FD promo (for fresh funds only).. so i transfer from CIMB to HSBC - for 3 months.
Then 6 months later, CIMB has promo (for fresh funds only). Can I transfer that RM1K previously parked at HSBC and put it back to CIMB? will it be considered as fresh funds? |
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Jul 4 2012, 11:44 PM
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#3
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Senior Member
1,508 posts Joined: Feb 2007
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QUOTE(Gen-X @ Jul 4 2012, 11:29 PM) Yes it will be considered as fresh fund. thanks for your reply.. but yeah, the 1K is just for an example.. i hv slightly more than that to put in FD.. heheWithdraw cash and go redeposit in same bank can also work (different teller and different time lah). Better still aeiou mentioned about using his OD as fresh fund and then bank in his upliftment same day also can work (this may only be understood by regulars here). But, seriously for RM1K don't waste your time and just stick to one bank. With 1% extra interest, you only earn RM10 for 1 year (earning Sen here per month), take away banker's cheque fee which can be as much as RM5.15, lagi less. But then again, RM1K withdraw cash I suppose. Anyway, most promo fresh fund RM10K. |
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