hello all, i am a bit confuse about the current FD package, I dont find those good rates you guys mentioned from bank websites, most of their website still showing annual rate of 3.1% - 3.15%, I dont see any FD rate at 4%, 5% etc.

I am asking on behalf of my mother, she lost quite a bit from public mutual and now she wants to put all her money into FD. But I don't know which one is a best package. From this topic I see OCBC 5%, HSBC 5%, UOB and stanchart etc, but when I go to their website, all 3.1%-3.15% only.

So, if you have a cash of around RM1,300,000, which bank and which FD package? hosrt term 3 months also can, so that it wont get locked in, in case here are some better package, my mother can change to other bank.

I try to search this topic but still a bit confuse. So, all tai kor and tai jie, please lend me your hand, advise me which one is a best package on the market now.

thank you very much!!!!

Open saving, current and FD accounts in OCBC. 50% gets 3.65% for 6 months and 50% gets 5% for 3 months. Premier member card out of stock, have to wait.

Interested in the DCi, anyone invested in DCi?