Fixed Deposit Rates in Malaysia V2, Read 1st post to find highest rate.
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 Apr 8 2012, 05:54 PM
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#1
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Senior Member
969 posts Joined: Oct 2011  
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QUOTE(1282009 @ Apr 7 2012, 07:52 PM) Will go for 6 months with OCBC 3.65% next week if no promotion by Ambank isn't OCBC is better in 3 months promotion FD as written in first page?  |
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Apr 8 2012, 11:45 PM
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#2
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Senior Member
969 posts Joined: Oct 2011
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QUOTE(1282009 @ Apr 8 2012, 11:29 PM) First page? For current ocbc promotion, 3-mth tenure is 3.5% vs 6-mth 3.65%. i mean for me, i prefer 3 months 3.5% its better. |
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Apr 9 2012, 09:55 PM
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#3
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Senior Member
969 posts Joined: Oct 2011
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QUOTE(ronnie @ Apr 9 2012, 09:24 PM) Why carry cash? Convert to Cashier's Order or Bank Draft to bring over to other banks. Cashier's order or bank draft? their charges fee? is it immediate effect like when i bring those draft to other bank, then money is in my account directly?i always use cheque which require few days clearance or carry cash which is not so convenience. |
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Apr 9 2012, 10:21 PM
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#4
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Senior Member
969 posts Joined: Oct 2011
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QUOTE(gsc @ Apr 9 2012, 10:17 PM) if Banker cheque or personal check is dated today (7 Apr), the FD will start 7 Apr thanks for clarification  |
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Apr 9 2012, 10:25 PM
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#5
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Senior Member
969 posts Joined: Oct 2011
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QUOTE(potachan @ Apr 9 2012, 10:21 PM) If 0.5% then no need hassle i think.But lets say this month i deposit 200k in ocbc 3.65% for half year.Then when the period end and they renew my fd for 3.3% i guess i need to find another bank for best rate right? last time i did more than 200k, they asked me withdrawal it out and put it back (consider as fresh fund) and can enjoy the promotion %. Usually i just switch between OCBC / UOB (this 2 banks offer the best rate) - if more than RM500k, can negotiate with manager and they will give you + %. |
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Apr 10 2012, 08:29 AM
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#6
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Senior Member
969 posts Joined: Oct 2011
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QUOTE(David83 @ Apr 10 2012, 08:26 AM) There's another type of IBG called RENTAS (CIMB calls it Instant Transfer). The transaction is more expensive. Fund appears immediately at beneficiary account. HL calls it PAY+ . but got limit per day right? says RM5k per day? |
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