Fixed / Time Deposit and Savings Account Promotions March 2012.
Please call the nearest bank to reconfirm the rates (go to the bank website for bank contact number where you can also get the contact number of the branch nearest to you) before going to the bank to check if promotions are still valid.

Alliance Bank Fixed Deposit Promo until 31 March 2012. Minimum Fresh Fund RM10K

3 Months - 3.6%


UOB Bank Latest Fixed Deposit Promotion Rates - Minimum RM10K. Until end of April 2012.


3 months - 3.4%
6 months - 3.5%
12 months -3.7%


OCBC Bank Malaysia Promotion until 31st March 2012. Minimum Fresh Fund RM10K

3 Months 3.6%
9 Months 3.8%

GIA-i Product contributed by tbheng Click here read Post#528 for Terms and Conditions
3-month 3.6%
9-month 3.8%

hi was wondering is there anymore bank promotion now?

oh.. there is no more 4% fd already?

if im not mistaken ocbc offering 3.5% p.a for 3 month .. min 10k

hi i had a question , as i see ocbc giving 3.5% p.a for 3 month without any condition right? so if let's say i put 20k for 3 month so it's will be RM20000 x 0.291 = Rm58.2 per month x 3 = Rm174.2 ? please correct me if im wrong .

isit worth for it ? i mean to earn Rm174.2 but your money need to stuck/freeze for 3 month ..

Rm174.2 quite lowwww..

thanks for the info bro ..

as i wanted to earn more then that but i have no idea for forex , trust fund and other investment so on..

too bad .. maybe i just put it into FD better then normal saving =( .

QUOTE(RyanHoe @ Jun 22 2012, 01:32 PM)
hi i had a question , as i see ocbc giving 3.5% p.a for 3 month without any condition right? so if let's say i put 20k for 3 month so it's will be RM20000 x 0.291 = Rm58.2 per month x 3 = Rm174.2 ? please correct me if im wrong .

isit worth for it ? i mean to earn Rm174.2 but your money need to stuck/freeze for 3 month ..

Rm174.2 quite lowwww..


RM176.44 depend on Bank +-

But if you deposit RM1,000,000.00 @ 3mths(92 days)= RM8,821.92 or RM96.00 per day... passive income

bro if i have Rm100000000 i dont have to FD already lolol..


QUOTE(RyanHoe @ Jun 22 2012, 01:32 PM)
hi i had a question , as i see ocbc giving 3.5% p.a for 3 month without any condition right? so if let's say i put 20k for 3 month so it's will be RM20000 x 0.291 = Rm58.2 per month x 3 = Rm174.2 ? please correct me if im wrong .

isit worth for it ? i mean to earn Rm174.2 but your money need to stuck/freeze for 3 month ..

Rm174.2 quite lowwww..


Low interest .... because placement amount is small.... If you place rm200k then after 3 months you earn 1,742.00. Good enough for a new top end smartphone every 3 months.

Worth it or not is depend on respective individual's investment goal and risks tolerance. The higher the return, the greater the risks.

too bad.. i dont have Rm200k..

QUOTE(RyanHoe @ Jun 22 2012, 02:19 PM)
thanks for the info bro ..

as i wanted to earn more then that but i have no idea for forex , trust fund and other investment so on..

too bad .. maybe i just put it into FD better then normal saving =( .


It's never too late to learn as long as you're interested & determined enough.

For trust fund, you can always ask around banks or friends who work in financial field. Different banks have different kinds of funds available to throw your money into.

While I'm not very well versed with it comes to forex, I believe babypips.com is a good place to start.

but as you said those will have risk right ?

hahaah .. true !