Fixed Deposit Rates in Malaysia V2, Read 1st post to find highest rate.
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 Jan 11 2012, 03:13 PM
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#21
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1,143 posts Joined: Sep 2008  
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QUOTE(MGM @ Jan 11 2012, 02:26 PM) What is the reason more and more banks are attracting deposit with attractive rates lately? Something is brewing for Ringgit? Too many people borrowing personal loan kua?   |
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Mar 3 2012, 02:06 AM
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#22
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1,143 posts Joined: Sep 2008
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QUOTE(redblaque @ Mar 2 2012, 07:26 PM) i'm very new to investment.. so what's the difference between conventional FD & islamic FD? More of like savings. But some people said that savings are useless. Have to gamble to get good returns. Ehehe. |
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Apr 13 2012, 02:06 AM
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#23
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Senior Member
1,143 posts Joined: Sep 2008
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QUOTE(J_Vansen_S @ Apr 11 2012, 09:53 PM) Sorry I'm new to the terms OPR BNM what do they mean? Bruneian/Singaporean dollar is a stronger currency hence the better buying power.Since Msia FD interest so high, does it make sense that Bruneian/Singaporean would wanna open FD in Msia? I know ya, taking into consideration of the exchange rate by the end of the FD period. |
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Apr 29 2012, 04:12 PM
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#24
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1,143 posts Joined: Sep 2008
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QUOTE(David83 @ Apr 29 2012, 01:35 PM) The government won't allow the banking system to collapse. There'll be M&A if one bank starts to fall apart or to follow US example by bailing out that particular bank with public fund from tax money. In 1999, a bank run happened in Malaysia where Bank Negara Malaysia (the Malaysian central bank) had to take control of MBf Finance Berhad, the biggest finance company in Malaysia during that time. Many of the finance company's 120 branches saw runs on their deposits, totalling about 17 billion Ringgit. |
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May 10 2012, 12:13 PM
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#25
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1,143 posts Joined: Sep 2008
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QUOTE(ronnie @ May 9 2012, 11:26 AM) Why should we tell you.... I think everyone now putting their money with SCB under their new promotion.    |
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Jun 7 2012, 08:29 PM
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#26
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Senior Member
1,143 posts Joined: Sep 2008
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QUOTE(aeiou228 @ Jun 7 2012, 01:57 PM) I would say they are master of deception instead of novices. Advertised 3.33% but actually pay 1.665% effectively. Auntie, uncle sure kena con left right centre. Heard conversation of auntie uncle said that is good to put money in a Chinese bank. They feel more confident and secure. Say that usually only Chinese know about this good offer.  |
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Jun 23 2012, 08:46 AM
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#27
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1,143 posts Joined: Sep 2008
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QUOTE(Gen-X @ Jun 22 2012, 11:47 PM) His concern was not on the government extending the withdrawal age, that one not much of an issue as you also pointed out EPF dividend rate far exceed FD rate. He is speculating that when one reaches age 60 in few years time, the government no longer allow lump sum withdrawal but monthly withdrawal. Already happening in Singapore. You know ma that many old folks were tipu by china dolls lendir. Lump sum when they withdraw their EPF. So government took the oppotunity to implement the rule no more lump sum withdrawal. Every month can only take out a bit as kopi lui.  Added on June 23, 2012, 8:53 amAny good promotions for upcoming July? This post has been edited by wu ming: Jun 23 2012, 08:53 AM |
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Jul 2 2012, 08:12 PM
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#28
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Senior Member
1,143 posts Joined: Sep 2008
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QUOTE(davidlow7 @ Jul 2 2012, 07:52 PM) pretty new in FD here Still reading on the T&C. Kinda Planning to take 10k + 1k for the new HLB +1% FD... If I choose for 3 month, there should be no obligation in the event you need to withdraw that cash? Only losing the interest for that month alone? Thanks  .However.. No interest is payable if the FD is uplifted in less than three (3) completed months.  QUOTE Accountholders’ Savings Account must remain open, active and valid throughout the Promotion Period and until 31 January 2013 to receive the Bonus Interest, failing which, the Accountholders will be disqualified from receiving the Bonus Interest. Gen-X, so is it must wait until 31 January 2013 to receive the interests? This post has been edited by wu ming: Jul 2 2012, 08:32 PM |
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Jul 31 2012, 02:34 AM
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#29
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1,143 posts Joined: Sep 2008
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QUOTE(rajivshm @ Jul 31 2012, 02:10 AM) may i know why no sifu in here promote Bank Rakyat although p.a. FD is 4.01%.... the amount looks attractive... just want to get some advice... I suspect Bank Rakyat just lost RM75mil after it bought fake gold. FYI, im small timer la, just grad and wana do some savings, lets say 1k per month or 2 months. so izit save for me to dump tat in BR? thanks in advance. |
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