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Fixed Deposit Rates in Malaysia V2, Read 1st post to find highest rate.
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ronnie
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 Dec 30 2011, 11:33 AM
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QUOTE(justanovice @ Dec 30 2011, 12:14 AM) i moved my funds from SCB eSaver to OCBC 3 month FD - the receipt that I got is "GIA-I Fund" something... and no where in the FD slip says 3.5%... even though the teller told me it is 3.5%. weird... it only has a nisbah stating 20-80 I guess... anyone opened FD with OCBC? pls share if this is normal.. thx  Definitely not the 3.% offer.... you went to OCBC ISlamic which offers different promo. Usually Islamic FD gets about 0.01% higher than conventional FD rate. |
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ronnie
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Dec 31 2011, 02:02 AM
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ronnie
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Jan 5 2012, 07:41 AM
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OPR goes up... mean FD rate will go up in tandem.... NICE !!!
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ronnie
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Jan 5 2012, 10:36 AM
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Just notice that my e$aver account becomes e$AVER PLUS ...
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ronnie
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Jan 5 2012, 11:50 PM
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where exactly is the OCBC FD 5% Terms & Condition URL ?
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ronnie
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Jan 6 2012, 12:30 AM
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QUOTE(Gen-X @ Jan 6 2012, 12:05 AM) Bro, next time please read last few pages before posting. I just had to say it to be seen impartial to newbies, hahahaha. Click here, post#388I admit being damn lazy... was looking for it in your blog... but too black to find it. |
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ronnie
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Jan 6 2012, 06:41 PM
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Islamic FD always uses the term "profit" .. normally possible to be slightly higher than conventional FD
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ronnie
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Jan 6 2012, 11:36 PM
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QUOTE(BoomChaCha @ Jan 6 2012, 11:31 PM) In fact, I just want to find out the 4% return rate from OCBC is fixed or fluctuate? 99.9999999% is fixed at 4% p.a. ... it's how Islamic "FD" is written to be halal banking |
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ronnie
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Jan 7 2012, 11:00 AM
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QUOTE(altung @ Jan 7 2012, 10:46 AM) I think CIMB Step Up Fixed Deposit is a good choice also beside Bank Rakyat.. how about the tax and deduction? anyone can give me idea FD interest received is TAX-FREE |
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ronnie
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Jan 11 2012, 03:25 PM
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Banks need more reserves....
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ronnie
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Jan 13 2012, 11:42 AM
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QUOTE(cherroy @ Jan 13 2012, 11:29 AM) Lottery also not enough. Some private banking need USD1 million. Lottery only 3 millions if without jackpot, RM 3 millions still a little bit shy from USD 1 million.  I'm aiming for RM54 million from Toto Supreme Jackpot... |
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ronnie
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Jan 13 2012, 11:25 PM
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QUOTE(MilesAndMore @ Jan 13 2012, 06:41 PM) I wish i was born on 8th August, so that my MyKad number will start with 880808-xx-xxxx. That'd be real awesome :lol My son's MyKid starts with "080808".  |
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ronnie
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Jan 15 2012, 11:42 PM
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OT: I did receive a Survey call from OCBC too. Should have complained and get a free gift
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ronnie
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Jan 16 2012, 01:53 PM
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CIMB's Angpao looks ugly this year...
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ronnie
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Jan 17 2012, 10:23 AM
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QUOTE(hackwire @ Jan 17 2012, 10:15 AM) that's right when my new post was closed and ask to move here by the moderator, i wonder if he is even doing his job to moderate this thread as i find pretty much redundant of information posted here. hope he is doing his job first before asking people to follow this thread. I guess all those talk about angpao need to be removed by other Mods |
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ronnie
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Jan 17 2012, 11:23 AM
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QUOTE(MilesAndMore @ Jan 17 2012, 11:22 AM) Yes. And the best one would actually be KFH as they pay you the interest upfront. So if you do celebrate CNY, it means better cash flow for you this CNY But very limited branches for KFH... |
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ronnie
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Jan 17 2012, 12:55 PM
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QUOTE(desmond_fantasy @ Jan 17 2012, 11:44 AM) I think KL sentral there they have one rite? It's Bureau De Exchange only... |
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ronnie
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Jan 17 2012, 12:57 PM
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QUOTE(stanny @ Jan 17 2012, 11:50 AM) To transfer money from 1 bank to another bank which I don't have an account yet, just go over the counter from initial bank and make a bank draft then give to other bank? Yes... get a banker's cheque/cashier order from the bank which you have the funds in. |
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ronnie
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Jan 17 2012, 03:22 PM
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QUOTE(ESeong @ Jan 17 2012, 02:43 PM) is there any charges for this ? Normally it's RM2.15 per banker's cheque (some banks may charge higher or lower |
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ronnie
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Jan 19 2012, 09:00 AM
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QUOTE(jack2 @ Jan 18 2012, 02:36 PM) Mind to illustrate it using excel? edited: paiseh: IRR only 0.068% RM50000 + 3.6% = RM51800 Monthly you need to pay RM4316.67 Why does your Excel shows RM4166.66 ? This post has been edited by ronnie: Jan 19 2012, 09:00 AM |
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