Already got other cards but hmmm, RM50 return is not bad at all, about 14.3% for spending RM350 and 10% for spending RM500. LoL, thanks for making me run the numbers again. And another RM50 reward to offset GST.

This post has been edited by Human Nature: May 24 2012, 03:32 PM

haha, with other banks giving low FD rates, this one could be a winner. So ngam my CIMB maturing mid June.

Hi, is there any charges for using this Maybank eFD facility?

^ thanks. I discovered that eFD facility is offered by CimbClicks too. Same rate.

This post has been edited by Human Nature: May 25 2012, 12:37 AM

huh, wth? so not professional.

This post has been edited by Human Nature: May 26 2012, 10:41 AM

with cimb, place fd at the counter only

even if deposit in the morning, have to collect cert on another day?

what is the event?

what do you mean? it is still there

Hi, is there any link for this promo? I only find the normal rates at its website:
http://www1.uob.com.my/personal/useful/price_rates.html

This post has been edited by Human Nature: Jun 16 2012, 02:03 PM

CIMB
RM2.15
FOC for upliftment

I am glad to say that CIMB does not charge when adding money. +1 CIMB.

Just to be sure, one question on CIMB e-FD:



Lets say, I have placed a 1 month e-FD and let it automatically renew. If i withdraw after 3 months, will i get the interest for 1 month or 3 months? Thanks.

eFD - can open FD direct from M2U.

Dont need CASA to open FD with Bank Rakyat.

CIMB too

Just add some FD under the UOB promo ending this month, under senior citizen rate, 3.60% 12 months. UOB dont give free gift?

Also, one question on PIDM protection:

Person A already exceeded the RM250k amount with Bank X.
Person A opens a new joint FD with person B for RM100k.
Person B has not exceeded the RM250k mark.
Is the RM100k protected by PIDM?

Thanks

This post has been edited by Human Nature: Jun 28 2012, 04:20 PM

if you want to deposit RM1000 to RM4999 only, need to deposit for at least 2 months.
for 1 month tenure, need to deposit at least RM5000.

This post has been edited by Human Nature: Jul 1 2012, 11:10 PM

yes, for RM1000 to RM4999 amount.

The FD cert will show when is the exact mature day.
If you deposit RM5000 or more, you can choose 1 month tenure or more.

Bear in mind, this is for Maybank and CIMB eFD.

You can withdraw but will not be paid any interest.