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 Private Retirement Fund, What the hell is that??

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yokoloco
post Nov 7 2018, 08:06 PM

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Went to AIA recently and they told me abt their PRS. Apparently they have a promo for walk in customer, no 3% sales tax until end of the month. Any good?
yokoloco
post Jan 2 2019, 03:30 PM

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is it better to topup every month or should i lump sum every month?
example : if i want to contribute rm100/month, better to put rm100 every month or rm1.2k/year?
yokoloco
post Jan 4 2019, 07:40 PM

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QUOTE(Ramjade @ Jan 2 2019, 08:51 PM)
Depends on what you want. If you can sit patient;y on cash, you will get better returns when you buy in bulk when market is downgoing.
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QUOTE(ckdenion @ Jan 4 2019, 04:18 PM)
if you are confident with the low price that you are going to enter, you can put in lump sum. else just contribute consistently every month. or you can contribute consistently while standby a lump sum cash and enter when the price is low. up to the strategy that you can deal with.
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ok thanks guys for the advice.
yokoloco
post Feb 17 2019, 12:36 AM

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Want to ask, where do I check the prices for the PRS NAV so I know when I want to buy in a lump sum. is there a site where i can track the daily prices?
yokoloco
post Feb 17 2019, 10:31 AM

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QUOTE(Ramjade @ Feb 17 2019, 10:14 AM)
Do both. Cause why buy when is expensive?  Buy when it's cheap. Is exactly like how you shop for groceries. Yes sometimes we just buy when we need. But if you can wait it out,  buy during sales and you have more cash left over.
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Yeah that's what I am planning to do. Put money in on a monthly basis but hold on a lump sum to buy when it's low as well
yokoloco
post Apr 16 2019, 06:50 PM

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QUOTE(Deathscythe@@ @ Apr 15 2019, 10:20 PM)
Have you received it? I have not received it yet. sad.gif
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not yet receive here either. got in around Dec 2018, under AIA PRS.

yokoloco
post Jul 26 2019, 08:56 AM

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QUOTE(-CoupeFanatic- @ Jul 25 2019, 10:33 AM)
Just checked today and confirmed that I have received the RM1000 youth incentive bonus from government. rclxms.gif
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same. checked just now, realized its in.
cukur #rinduzamanNajib laugh.gif

 

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