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 Private Retirement Fund, What the hell is that??

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virgoguy
post Mar 16 2017, 03:41 PM

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I saw CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity got many category
class C , class X, class A. What's the different between them? I read the descriptions all are identical.
virgoguy
post Dec 6 2017, 09:53 PM

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QUOTE(Ramjade @ Dec 6 2017, 08:58 PM)
I think the drop is big enough for me yet.
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How big is consider big enough? 🤔
virgoguy
post Dec 4 2018, 03:32 PM

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End of the year again. What PRS to buy? rclxub.gif
virgoguy
post Dec 4 2018, 04:37 PM

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QUOTE(Krv23490 @ Dec 4 2018, 04:20 PM)
Top up the same one you previously bought ?
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Bought CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity - Class C last year. Thinking of want to buy different counter this year.


virgoguy
post Dec 4 2018, 04:57 PM

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QUOTE(David83 @ Dec 4 2018, 04:52 PM)
If you invest/topup more than 1 funds per calendar, you'll be charged RM 8 annual fee per PRS provider.
Unless you're investing into funds from the same PRS provider.
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So I invest back to the same PRS fund then I don't get charged RM8?
virgoguy
post Dec 4 2018, 06:41 PM

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QUOTE(David83 @ Dec 4 2018, 05:21 PM)
PPA fee is charged annually per calendar year.
It's advisable to concentrate on  only one PRS provider per calendar year.
Will be charged.
If you invest into 2 funds from different providers per calendar year, you'll be charged twice: RM 8 x 2
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so meaning, if I buy another new PRS but not touch the existing one, then I only need to pay RM8?
virgoguy
post Nov 11 2019, 11:09 AM

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so what's current PRS trend ? still CIMB PRS Principle Ex Japan?
near year end. yet to topup for tax relief

This post has been edited by virgoguy: Nov 11 2019, 11:10 AM
virgoguy
post Aug 18 2021, 05:27 PM

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How much to pay for open PPA account to invest PRS? is it RM10 or RM10.60 (inclusive GST)
virgoguy
post Oct 18 2023, 08:47 AM

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Already Q4 for the year. time to put PRS again. Principle PRS Plus Asia Pacific Ex Japan doesn't seem to perform well last couple of years. It is till good to continue? besides for the sack of tax relief

This post has been edited by virgoguy: Oct 18 2023, 08:47 AM
virgoguy
post May 24 2024, 09:46 AM

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QUOTE(Ramjade @ May 19 2024, 10:54 AM)
100% into retireeasy 2050. If one day they have a fund that is 100% US focused (unlikely) that will be the fund I choose. laugh.gif
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you switched out from Principal PRS Plus Asia Pacific Ex Japan Equity - Class C? any switching fee? How long does it take to switch?

This post has been edited by virgoguy: May 24 2024, 09:46 AM

 

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