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Private Retirement Fund, What the hell is that??
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thecontrails
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 Jan 2 2018, 02:24 PM
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Getting Started
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QUOTE(MrBlackie33 @ Dec 30 2017, 05:59 PM) Hi all sifus...just entered into PRS via CIMB...after all the filling of document i was given a slip n told by the staff to wait for their call so they can guide me wats the next step...but the next day when i want to check my account thru CIMB click it says cant connect to PRS acc...im using the acc no. on the slip anyway So im here to ask wat should i do while waiting the cimb staff to contact me Hi MrBlackie, newbie for PRS here, may I know you entered CIMB PRS? you went to CIMB branch and applied yourself? Is it cheaper that way rather than go through agent? you opt for "do-it-for-me" for "do-it-myself"? thanks |
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thecontrails
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Jan 5 2018, 01:59 PM
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Getting Started
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QUOTE(Ramjade @ Jan 3 2018, 01:55 AM) I use FSM. Use either FSM or eUT. They are the cheapest in Malaysia at 0% service charge. Walking into cimb and cimb principal is 2 different thing. As cimb is the seller/agent. Do it for me means you gonna buy few funds and cimb will "supposedly handle the switches" do it myself allow you to just buy one fund. Keep in mind the more funds you have, the more annual fees you need to pay if there is even one transaction in that fund for the entire year. Thanks, I am going to learn more about FSM, but firstly I think I have to go through the fund options available (growth/equity, local/asia) first - I am just too new to understand these funds. Do you look at each funds fact sheets like their investment portfolio? Seems the choice is quite clear, I dont wish to be charged more annual fees when we can opt to choose the fund ourselves. |
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