Private Retirement Fund, What the hell is that??
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 Oct 25 2024, 03:01 PM
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#1
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Probation
23 posts Joined: Oct 2024 
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QUOTE(adele123 @ Oct 7 2024, 10:35 PM) FSM has been giving RM40 every year. standard deal. Versa offering RM100 for PRS deposit of RM3k...beating FSM offering kau kau can check out their website versa . com. my/ stack-and-earn-3k-prs-quest / |
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Oct 28 2024, 12:43 PM
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#2
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Probation
23 posts Joined: Oct 2024
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QUOTE(Ramjade @ Oct 25 2024, 10:00 PM) Just go to fsm, -> funds -> chart centre. You can put it up to 7 funds. You can easily compare how does affin hang prs stack up. True, probably no comparison on the returns, I'm in it more for the tax relief than retirement planning. Nothing can beat EPF but EPF tax relief is only up 4k, with PRS and life insurance can mark up to 10k in relief. Versa's RM100 is just the cherry for me. Appreciate your point of view Ramjade!Like I suspected 1 year return, principal retireeasy2050 beats all of AHAM funds. Left it in the dust. You can lose money with prs as underlying are stocks and bonds. So if market tank, prs will also goes down. If you cannot see losses,don't bother investing. Dump your money into EPF. Guaranteed no losses. Only losses you have are invisible losses 1. Inflation 2. Opportunity cost |
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