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Private Retirement Fund, What the hell is that??
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mynewuser
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 Nov 9 2013, 11:30 AM
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QUOTE(yklooi @ Nov 6 2013, 05:32 PM) (the name is Hwang Investment Management) with 0% sales charges...i think there is no agent, have to go to their office or SPEAK TO THEM to find out customercare@hwangim.com Toll Free: 1-800-88-7080 (Call from Malaysia) Hwang PRS Solutions: 1-800-222-777 (PRS) General Line: +6-03-2142 1881 (Call from International line) or try this http://www.fundsupermart.com.my/main/prs/g...tePRSTable.svdoThis company reliable? If closed, how to take back our invested money? |
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mynewuser
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Jun 8 2014, 06:26 PM
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Any comment on the maybank smart retirement xtra plan?
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mynewuser
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Jun 8 2014, 07:30 PM
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QUOTE(MNet @ Jun 8 2014, 06:53 PM) Which area? Money only return from 60 to 70 year. Too old to use. |
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mynewuser
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Mar 14 2024, 08:32 AM
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Any idea how the interest being calculate.
I invest in PRS for 9 year. But the total interest earn is only 7% for the whole 9 year period. Mean every year interest earn less than 1%. How about others?
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mynewuser
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Mar 14 2024, 08:57 AM
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Can anyone share how is your return? Exclude income tax saving.
Years saving => ?
Total return => ( Closing Amt / Total saving Money ) %
This post has been edited by mynewuser: Mar 14 2024, 08:57 AM
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mynewuser
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Mar 14 2024, 10:01 AM
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QUOTE(guy3288 @ Mar 14 2024, 08:57 AM) Yes that is less than 1% return per year.... You got poor perfoming PRS there mine quite okay 1) Affin Hwang since Nov 2013 got 40.8% 2) Principal Asia Pac since Dec 2017 got 24.2% 3) Principal Retireeasy since Nov 2023 already 12.99% in 3 months. it is simple just buy the above PRS wait and see My PRS from maybank - Etiqa. Why their return so bad? This PRS can stop after how many year? |
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mynewuser
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Mar 14 2024, 10:29 AM
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QUOTE(Cubalagi @ Mar 14 2024, 10:14 AM) Oh..i didint know Maybank has Prs. Maybank already stop PRS. Perhaps due to poor perform of etiqa fund manager. Btw, Etiqa 69% owned by Maybank. Ops. I double confirm again. My 2023 ending balance become 96% of my total saving amt. Mean the return -4% for 10 year total saving. This post has been edited by mynewuser: Mar 14 2024, 10:37 AM |
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mynewuser
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Mar 14 2024, 12:45 PM
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mynewuser
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Mar 15 2024, 08:01 AM
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QUOTE(guy3288 @ Mar 14 2024, 09:25 PM) stop buying it, every year you buy RM3k right? buy other PRS I think this plan will ask us to contribute fix amt till certain year. Else we will not able to enjoy any cash return. |
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mynewuser
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Mar 22 2024, 02:37 PM
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I already pay 10 year PRS. After confirm, basically I no need to pay any more.
Any idea can I still enjoy tax relief if I purchase another PRS?
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mynewuser
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Mar 22 2024, 02:48 PM
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But look like it only extend till 2025? https://www.ppa.my/prs-tax-relief/Can recommend resh PRS that only pay 1-2 year for tax relief purpose. |
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mynewuser
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Mar 22 2024, 03:46 PM
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QUOTE(ronnie @ Mar 22 2024, 02:58 PM) which one did you previously buy ? i believe what you bought was deferred annuity plan by Insurance providers Yes. Maybank etiqa. |
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mynewuser
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May 20 2024, 10:47 AM
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Can I just purchase 3 year PRS then stop paying?
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mynewuser
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Jul 11 2024, 11:28 AM
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QUOTE(guy3288 @ Jul 9 2024, 08:45 PM) Checking my PRS all 3 also doing good memang worth it RM3000 for tax per year You buy so many PRS? Understand you only can withdraw after age 55 this fund. |
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