QUOTE(Ramjade @ Apr 6 2025, 08:36 PM)
Actually depends on what you want actually. What works for you can't work for me and vice versa.
I go for the best growth over time and I prefer foreign holdings Vs Malaysian.
You can consider this 2 if you want the best best growth.
1. Principal retireeasy 2050
2. Rhb Retirement islamic balance
Keep in mind it may swing a lot as I am an aggressive investor.
You can choose and compare your PRS here.
https://www.fsmone.com.my/tools/fund-selectorhttps://www.fsmone.com.my/funds/tools/chart-centreMajority of PRS in Malaysia are hopeless and tak boleh pakai. Giving less than EPF return.
QUOTE(Cubalagi @ Apr 6 2025, 09:12 PM)
I looked up this principal islamic fund, its quite a new fund. Established in Sept 22. How long have you invested in this fund? Are u expecting positive returns every year? Funds sometimes have bad year or two.
But cons of this fund:
1. Still very new with short track.record
2. Small size, no scale. So fixed expenses will eat up a lot of the returns.
And sorry, I dont have a view of any of the other 3 funds you mentioned. Most PRS have been sub par because of high exposure to Malaysian equities and also bonds.
Thanks for the information @Ramjade @Cubalagi.
I initially invested in the fund around 2022. I'm now looking into PRS options with broader global exposure, hoping to achieve better long-term returns than EPF.
I'll definitely look into the points you all shared in more detail. Appreciate the insights!
Cheers,
Apr 6 2025, 05:41 PM
Quote
0.0212sec
0.41
7 queries
GZIP Disabled