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Private Retirement Fund, What the hell is that??
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justanovice
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Mar 15 2024, 08:19 AM
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QUOTE(Ramjade @ Jan 24 2024, 11:55 PM) Please no. Just pay the RM8.00 and buy a good fund and stick with it. Of course every now and then review it. Eg I was with principal Asia Pacific prs. While it was a good fund when I purchased it. Not so much in these few year thanks to emperor xi. I have this for the past 3 years. Every year losing money but this year-to-date total value +7%. 😂 This year maybe buy something different.
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justanovice
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Mar 15 2024, 08:20 AM
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QUOTE(mynewuser @ Mar 15 2024, 08:01 AM) I think this plan will ask us to contribute fix amt till certain year. Else we will not able to enjoy any cash return. Then i think it comes with protection. Basically you are paying for the protection too (death benefits maybe?) that’s why the return is not great
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