I cannot suggest anything for you as I have no idea who you are nor what sort of circumstances you are in. But i can share with you my train of thoughts so that you can decide whether my logic / rational suits you or not.

I) PRS to me is a very passive investment and I will not be actively monitoring it unlike my other Unit Trust Investment. It is going to be a very long term investment.

II) I participate in PRS mainly for the tax relief.

III) A large chunk of my net worth is in KWSP and it is a known fact that KWSP is mainly exposed to Malaysia stock market and bond. Indirectly my assets are mainly exposed to Malaysian stock market especially government bonds and blue chip counter and index linked stocks.

IV) as such when I invest, I will select investment tools that are not exposed to Malaysia otherwise I will unwittingly increase my concentration risk.

V) Hence, when I choose a PRS, my criteria are:

A) Preferably zero sales charge, which is a no brainer.
B) Cover as broad geographical area as possible.
C) Low risk or volatility.
D) Decent return, better or at least on par with KWSP.

Due to the above criteria, I narrow my PRS selection to Affin Hwang PRS Moderate because it satisfy A), B) & C)

Due to the above criteria, I narrow my PRS selection to CIMB Principle PRS Asia-Pac Ex Japan Equity because it satisfy A), B) & D).

With regards AMReits PRS, I reserve my participation because it is sector specific and as such being a thematic play, I will avoid it as I have to monitor it actively.

Xuzen