Private Retirement Fund, What the hell is that??
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 Jul 26 2018, 02:27 PM
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#1
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Junior Member
113 posts Joined: Sep 2017 
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Hi guys,
I'm applying for PRS via the PPA's website. Which PRS provider is recommended? It is my first time and I'm quite unfamiliar with all these funds. I always hear people talking about CIMB / Public Mutual / Affin Hwang. Thank you & sorry if this is a repetitive question.  |
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Jul 28 2018, 08:00 PM
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#2
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Junior Member
113 posts Joined: Sep 2017
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QUOTE(MUM @ Jul 26 2018, 08:08 PM) according to post# 2781...there is only one provider to choose from PPA site. list of PRS providers https://www.ppa.my/prs-providers/ which one to recommend?  go for those that charges 0% sales charges, have agent to serves you and have the PRS funds that you wanted to buy that you liked maybe due to its past performance or it mandate fits your requirement?  QUOTE(Ramjade @ Jul 26 2018, 10:35 PM) Use FSM MY or eUnittrust. Thanks for the reply, Don't buy based on brand of fund house name. Buy based on what's suitable for you. i.e what are you looking for in a PRS. For me, my PRS criteria is very simple - it must beat EPF return as no point I put in PRS if I am getting less than what EPF is giving me. EPF is practically risk free money from govt. Since both is going to be lock up for a long time, I want it to at least match EPF return. I'm pretty new to all these funds thing and my main purpose is actually to get the gomen incentive & tax relief. Thus I'm not sure which fund should i proceed with. Though I've seen previous post other forumers have been mentioning CIMB Asia Pacific Ex Japan Equity.  Planning to get directly from the PPA website This post has been edited by eggtart02: Jul 28 2018, 08:00 PM |
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Feb 13 2019, 11:33 AM
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#3
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Junior Member
113 posts Joined: Sep 2017
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QUOTE(Deathscythe@@ @ Jan 23 2019, 11:46 AM) anyone invested in december 2018 and got the RM 1000 incentive? I've invested in October and I've gotten it before 31.12.2018.Just realised it today after checking the statement  |
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