Private Retirement Fund, What the hell is that??
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 Nov 21 2012, 09:54 AM
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#1
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Senior Member
4,440 posts Joined: Jan 2010 From: Kuala Lumpur  
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QUOTE(xuzen @ Nov 16 2012, 10:13 PM) Now, we need to let Ah Jib Gor keep his job while letting the opposition remain strong. Ultimately, the winner is us, the tax-payers. Dont just be happy with scraps from the table when you are entitled to so much more.This post has been edited by cybermaster98: Nov 21 2012, 09:55 AM |
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Nov 21 2012, 09:55 AM
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#2
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Senior Member
4,440 posts Joined: Jan 2010 From: Kuala Lumpur
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None of the contributions to the PRS is capital guaranteed rite?
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Nov 28 2012, 09:00 AM
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#3
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Senior Member
4,440 posts Joined: Jan 2010 From: Kuala Lumpur
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But my question is this. Many institutions will be offering various PRS schemes and everything will have 1 thing in common which is not capital and income guaranteed.
So how would a lay person know which PRS investment plan is better? All these institutions will market their products as the best, lowest risk, highest potential returns, etc so how do we make an informed decision? |
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Jan 29 2015, 03:49 PM
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#4
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Senior Member
4,440 posts Joined: Jan 2010 From: Kuala Lumpur
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1) Im in the 26% tax bracket so what would my minimum investment amount in PRS be to enjoy the maximum tax rebate of RM780?
2) What is the best PRS scheme to invest in in terms of returns? Im currently invested in KGF and Eastsprings Small Cap which arent doing too well. |
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Jan 29 2015, 03:56 PM
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#5
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Senior Member
4,440 posts Joined: Jan 2010 From: Kuala Lumpur
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QUOTE(David83 @ Jan 29 2015, 03:54 PM) PRS tax relief that you can claim is up to RM 3k contribution per year. So as long as i commit 3K per year i will get back RM780 rite? |
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