hi guys...i just mailed my affin hwang PRS application forms on friday 12 Dec to FMS office...when should i start buying the same amount as per my application at the FMS website and when should i start transferring the money?

thx

PRS investment quota reached for this year!

Not much difference. PRS original intention is to match minimally EPF return.

If you're not interested with tax relief, it's better to find something better than EPF or PRS.

General guideline: EPF/PRS ---> 5 to 6% p.a on average

If you buy from FSM, all the forms should be send back to FSM.

Hey guys, I just registered a PPA account with CIMB Investment Bank without knowing FSM offer Zero Sales Charges for PRS fund.
My advice: Register to CIMB bank as it can link to your CIMB clicks (you can't link your PPA account if you registered thru CIMB Investment)

1. If I intend to buy PRS fund from FSM, do I need to register a new PPA account with them?
2. I tried to login my account thru PPA.com, I realize there is only one fund available for me to select. How to add more funds from CIMB? or from other service Provider?
3. What should I do I want to purchase funds from other service provider other than CIMB?

Thanks in advance.

for #2, I checked my PPA account, it is possible to top up PRS through PPA, I check its charge is  RM0.53, am I right?

What is the difference between class A and C? Seeing that the difference is only rm3 assuming I put rm3k in PRS.

I have few questions regarding to this PRS,

1. How to calculate the "first 10 years tax relief" ? its start on since 2012, or the year that we start invest in the PRS ?

2. in what condition, we are able to withdraw all the amount in PRS? except for the account B 30% withdrawal with 8% penalty.

3. Is it really worth the RM3000 tax relief annually to invest on the PRS? what do u guys personally think of this?

4. Is there any PRS that can allow us to set our own duration of the investment?
for example like 10 years or 20 years later able to withdraw full amount .

https://www.fsmone.com.my/tools/fund-select...ategoryList=ALL

top performing PRS year to date