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Private Retirement Fund, What the hell is that??
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Jayce lim
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 Oct 28 2017, 08:24 PM
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New Member
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Hi, I have some questions here. I'm currently studying(RM0 income) , will be grad in another three years. I'm interested with this PRS, shall I start putting my RM1k in?
1) Is it a one off investment? Mean I No need to top up at all until age of 55.
2) If no, when should I top up? Is it monthly, yearly?
3) What is the best PRS scheme so far? CIMB???
4) What is Sub a account and Sub b account? (I thought I only one PRS Account??)
Thank you
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Jayce lim
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Oct 28 2017, 10:10 PM
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New Member
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QUOTE(T231H @ Oct 28 2017, 08:42 PM) I wish i can provide you with more info. But i dun hv access to a pc now.......while waiting for responses...you can try goggle "prs ppa" or " prs malaysia" ...there should be sone informatives links.... Try seek out those and come back here if got more questions Thanks for your suggestion. I have got the answer from another person. |
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Jayce lim
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Oct 28 2017, 10:11 PM
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New Member
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QUOTE(Ramjade @ Oct 28 2017, 09:52 PM) 1) Only put this if there's tax relief. If tax relief is discontinued after 2021, simply stop. Otherwise, put max RM3k/year. 2) Depends on what you want from the fund. No right or wrong answer. 3) Just ignore the sub account and keep it lock up. Doubt clear. Thank you for the answer. |
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