it doesn't mean much actually. previously i had +20%, which dropped to -10% during the March period. then now back to +20%. who knows what will happen in 20-30 years for some.

2015 till 2020 = 5 yrs....the ROI is 22.48% in 5 yrs.....1 yr ROI is about 4%??

luckily got tax relief benefits

The main benefit from this is the tax relief for PRS meaning if you are a taxpayer, you are making a profit the moment you buy the PRS fund. If your tax bracket is in the higher range of say 21%, automatically you are making a 'profit' on your PRS investment of 21% from the tax savings. It'll be even better in the old days when government will top up the amount you purchase into PRS up to an amount of RM1000/person (if not mistaken, it has been quite some time ago), meaning you made an instant 100% gain on your PRS fund the moment you purchase. Divide it over next 20 years you are still guaranteed 5% gain per annum.

Actually anyone also can... Just Ambank and public bank easy for me manage.
I not aim for high return, as I personally already self invest in stock market... I just saja want tax relief so I wound prefer like bond fund and return is 5 tp 6% is good for me d...

Hi all sifu, can I buy Principal Asset PRS fund thru FSM without PPA account? I do noticed that we can buy without submitting any form at FSM mobile webpage for this fund house. But I'm confuse whether can this be done if I didn't open any account at PPA.

Hi All,
in the PPA website my account only shown can top up from existing account Public Bank Fund only.

May I know if I would like to buy other bank Fund such as Affin Fund, how to buy through website?