hi guys.. i am a newbie here..
just recently know about this advertisement (20%* cash back for ambank CC). initally interested to apply this as its really tempting, but after looking at the TnC and reading through this thread, seems hard to get that cash back as its quota is limited (first come first serve basis).

about shopping at tesco, cant we just go friday night and pay after 12am (IIANM they close at 1 am on weekend, no)?