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Credit Cards AM Bank Credit Card, Cash Back 25% for Caltex till Dec 2011

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minthiam
post Jan 4 2016, 09:56 AM

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QUOTE(mclee1998 @ Jan 4 2016, 04:16 AM)
Hi interest to get into the rm388 campaign as it is no quota. However I can't decide on which card after surf ambank website as the features are not attractive like other bank which is quite obvious . Prefer no annual fee and cash back but not much available except true card but it is 3 % online which is lower compare to other bank car like Cimb cash back.

Tried to read these post but too many page to search. Hope can get some recommendation or link for it. Thanks.
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Their WMC exchange rate is the best...

minthiam
post Mar 25 2016, 07:42 PM

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QUOTE(fruitie @ Mar 23 2016, 09:48 PM)
I think you guys just need to understand, everyone is assessed differently. I have 13 cards now (I think?) with total CL probably 4 times of my annual salary,  yet still approved by banks.

My recent rejections were ICBC and PBB but oh well, since I'm not so keen in them. I moved on. If I'm really keen I will apply again in the future.

Credit cards applications are ought for rejections, they won't be that smooth all the time.
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ICBC UnionPay card seems interesting. Just curious, which card did you applied?
minthiam
post Mar 26 2016, 10:15 AM

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QUOTE(fruitie @ Mar 25 2016, 08:03 PM)
ICBC UnionPay Gold, something like that. laugh.gif
It's OK la, I have the UnionPay debit card. biggrin.gif
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Sorry, I know here is probably not the best place to ask but I can't locate any UnionPay thread.
ICBC UnionPay credit card has dual currency feature, all transactions done in China will be billed in RMB and the rest of the world in RM. Any idea how to pay back the RMB? I tried to read the FAQ on their website and it seems that I might need to open a new saving account with ICBC?
minthiam
post May 1 2016, 06:58 PM

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QUOTE(lkc7947 @ Apr 30 2016, 12:32 AM)
But as I know the promotion code is a compulsory field. So have you complete your application? Anyway, you must complete your 1st night in their hotel to become spg gold. I completed my 1st trip at Westin KL. So far no complaint. The 1st time i use spg gold is at Aloft KL but since the room is fully booked, there is no free upgrade for me. So sad.
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Please don't have high expectation with SPG Gold. I am SPG gold member and i stayed in Sheraton Surabaya last month. They upgraded me from standard room to premium room which has a larger windows but i couldn't identify any difference at all. The same month i stayed in Four Points by Sheraton Sukhumvit and they have done the same thing again. According to them, the premium room has additional 2 bottles of water and that's it. Unless you have SPG Platinum then access to the lounge is guaranteed but if you expect that you will be upgraded to club room with SPG Gold then i am sorry that you will be disappointed.
minthiam
post Jun 7 2016, 02:43 PM

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QUOTE(rizer @ Jun 7 2016, 01:52 PM)
Hi All Sifu ,

Ambank Visa Infinite purchase of air ticket like airasia or MAS via online will entitle for 5x reward point or 1x ?
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Why you expect to get 5x?
minthiam
post Jun 11 2016, 04:49 PM

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QUOTE(fruitie @ Jun 10 2016, 10:19 PM)
Erm, I think only after you put in the CC can see the discount? I forgot already last time how I used for Maybank link...
Shopback not bad, got about RM 200 from them so far, only tried since last year's Nov.
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Agreed, it a good way to earn some pocket money. I got RM16xx from them since i started with them since March 2015.
minthiam
post Jun 14 2016, 01:44 PM

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QUOTE(nxtpg @ Jun 14 2016, 01:08 PM)
finally both cards approved... wmc and vi

waiting for arrival.....

so now got 3 cards providing free ppl access.... including the pb vs
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Why you need so many cards for the PPL access? Since one AmBank credit card that grant you unlimited acess could do the job already.
minthiam
post Jun 15 2016, 11:16 AM

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QUOTE(iamWill @ Jun 14 2016, 10:58 PM)
I think you are really risking and asking for trouble to use 2 cards from the same bank to enter at the same time.
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Exactly my thought. Later you spoilt the market then we all kena.
minthiam
post Jun 20 2016, 05:10 PM

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QUOTE(fruitie @ Jun 20 2016, 04:56 PM)
Any benefit of doing it? laugh.gif
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I think he was referring to "Spot 8 & Win a Toyota Vellfire & Daily Cash Back" but their T&C is one of the most complicated that i have ever seen. Not only they have monthly capped, they will have daily capped too.

user posted image

The details T&C can be found here, http://www.ambank.com.my/ambank/SiteAssets...afletTnCEng.pdf

This post has been edited by minthiam: Jun 20 2016, 07:44 PM

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