Budget not enough, seriously. Let say ur saving is 1000 - 830 = 170? How bout Fuel? Who knows some problem here and there. Every 3 month u need to get fork 200-500 for maintenance and sometimes major service which can shoot up till 700.

Let me remind you, this car is a fuel guzzler, u won't get the same fc as Vios, so be prepared for RM200 - 300 for fuel only per month depend on the usage, and in the long run, u need to change tyres too, which is not cheap for 16", at least RM250 - 400 for 1 pcs. With neo chassis, u definitely need to paired it with a good profile tyre, not some cheap that will make you skid when u r cornering aggressively.

How bout roadtax + insurance next year? I wont be cheap, at least 1600-1800. Who knows with this great car I'm sure u gonna participate at Ulu Yam or Genting Sempah, if u hit one of those divider or something, then be prepared to for like 100 just for a touch up paint, and near 700 for a new bumper. You need at least RM2000 per month saving.

i understand about the working hours... im in the same situation as u... office hours but usually go back past midnight... and overnights is very common....being able to go home at 8pm is considered VERY early in my office but i still ride from shah alam to MV everyday on my kriss... 30 mins ride 1 way @ full throttle. yes it gets very tiring. but in the end, the fact remains that u may be able to afford to buy the car, but with installments, fuel n toll... its seriously gonna make u broke every month...

i used to drive to work daily... til my engine blew. after that, while my car is in the workshop, i started riding.. and the savings are ridiculous! my toll for 1 day pays for my bike fuel for 2 days! and i dont even have to touch my car's fuel money.

my main point here is not about how much ull be able to save every month by riding... but about how much ur cost of living will increase if u drive. n considering the fact that ur gonna drive pretty far everyday... ur fuel cost will most likely be higher than normal. it may be tiring... but in the end...ur going home to rest. so appreciate the rest u get. thats wat ive been doing...hence i dun mind riding.

i understand about commitment 1 as well... im not asking u to drop it...in fact i think u should maintain it. be a good son.

the fact is, u may be able to fulfill all 3 requirements, but ur lifestyle will definitely take a HUGE hit. long distance fuel & toll will definitely make things very tight for u every month.....

i think the best way to find out is for u to calculate how much the monthly installment will be if u buy the SNR3....then put aside that amount.. and then take ur family's wira 1.6 n drive it to work daily for a month. pay for the toll n petrol... mebbe do this for 2 months... and see how much ur lifestyle takes a hit. take note that the SNR3 will prolly consume more fuel than ur dad's wira 1.6.

if cant take the wira, then rent something for the month which will cost about the same as ur installments. n do the same thing... though this method is abit waste of money la...but at least ull find out.

even then, u still need to take into account the servicing.... service at service centre aint cheap.. but u have to do it there for a certain period to maintain ur warranty.
EDIT: if ur truly desperate for a car, then i wouldnt recommend anything higher than a normal Satria Neo.... even that oso prefer u to get 2nd hand so that its cheaper. imho, the best would be Kelisa. comfortable, good fuel consumption even for highways (if driven normally according to speed limit), and installments shouldnt be that much.