Maybe, you misunderstood me on the matter as it's cashback from the Credit card provider. You need to check with Maybank Credit Card to find out more cos I never bother about any cashback. Just that I have this Visa from Maybank for a few years to pay for my utilities and never know that I can not only exchange the points with gifts but also cash vouchers at the Supermarket. Just an update with the counter @ supermarket and they told me that I can have so much cash vouchers.

I never for once did exchange for gift cos I find so inconvenience to apply to exchange gift with the points but walao,
I never knew that I can have some much cash with the card.....totally free; for using the card are to pay my utilities is also for my conveniences only.

Or just maybe, the sales rep. wrongly calculated but either ways, money then do fell from the sky...hahaha