My constant cash back every month:
HL wise card -rm100
HSBC I-amanah -Rm 100
PBB VS cash back- 50
Alliance back-67
SC cash back-50
MBB VS-34

Now awaiting Cimb cash back card. If you use cc wisely, it is really helpful.

I am using alliance platinum , max cash back is RM 68.75 each month.
The other cash back I earn are
HL WISE -100
HSBC I-amanah - 100
SC cash back - 50
PBB VS- 50
MBB VS - first month using. Earn 34 ( max cash back is 88, now trying to adjust my spending to maximise it)
My next plan is using CIMB cash back card. Then UOB VOX.
Basically each month I received cash back RM400 average now.
It is very much better than collecting points. Usual bank is 400 points =RM 1 which is 0.25%, so pathetic. I used to spend a lots on collecting points but I found out that I was wrong. Cash back cards is the best reward card!
Let say one day I am not happy with the services ESP when they charged AF , I can terminate the card immediately. But if cards with collecting points, the bank will say use your points to waive the AF etc etc, so frustrating. And if you insist to proceed with cancellation, then you are at risk of losing all the points. So my strategy now is maximise all cash back card in market