Name Of Credit Card	Citibank Cash Back
Cash-Back Received	RM 21.24
Cash-Back Type	Monthly
Transaction Date	05 November 2014
Posting Date	05 November 2014

Name Of Credit Card	UOB One Card
Cash-Back Received	RM 4.29
Cash-Back Type	Monthly Cash Back
Transaction Date	14 Nov 2015
Posting Date	14 Nov 2015

Name Of Credit Card	CIMB Cash Rebate MasterCard
Cashback Received	RM 12.42
Cashback Type	Monthly
Transaction Date	28 November 2015
Posting Date	29 November 2015

These are expected outcomes.

Name Of Credit Card	Maybank Ikhwan Mastercard
Cash-Back Received	RM 30.40
Cash-Back Type	Monthly 5% Cashback on Petrol & Groceries on Fridays & Saturdays
Transaction Date	30 November 2015
Posting Date	1 December 2015

Name Of Credit Card	UOB One Card
Cash-Back Received	RM 3.67
Cash-Back Type	Monthly Cash Back
Transaction Date	14 December 2015
Posting Date	14 December 2015

Name Of Credit Card	CIMB Cash Rebate MasterCard
Cashback Received	RM 14.01
Cashback Type	Monthly
Transaction Date	28 December 2015
Posting Date	29 December 2015

Name Of Credit Card	Maybank Ikhwan Mastercard
Cash-Back Received	RM27.73
Cash-Back Type	5% Petrol & Groceries Cashback
Transaction Date	31 December 2015
Posting Date	01 January 2016

This post has been edited by David83: Jan 2 2016, 09:09 AM

Name Of Credit Card	Citibank Cash Back
Cash-Back Received	RM 38.38 (November + December)
Cash-Back Type	Monthly
Transaction Date	05 January 2016
Posting Date	05 January 2016

Name Of Credit Card	UOB One Card
Cash-Back Received	RM 2.22
Cash-Back Type	Monthly Cash Back
Transaction Date	14 Jan 2016
Posting Date	14 Jan 2016

Name Of Credit Card	CIMB Cash Rebate MasterCard
Cashback Received	RM 32.30
Cashback Type	Monthly
Transaction Date	28 January 2015
Posting Date	29 January 2015

Name Of Credit Card	Maybank Ikhwan Mastercard
Cash-Back Received	RM 30.72
Cash-Back Type	Monthly 5% Cashback on Petrol & Groceries on Fridays & Saturdays
Transaction Date	3 January 2016
Posting Date	1 February 2016

Name Of Credit Card	Citibank Cash Back
Cash-Back Received	RM 73.25
Cash-Back Type	Monthly
Transaction Date	05 February 2016
Posting Date	05 JFebruary 2016

Name Of Credit Card	Citibank Cash Back
Cash-Back Received	RM 73.25
Cash-Back Type	Monthly
Transaction Date	05 February 2016
Posting Date	05 February 2016

This post has been edited by David83: Feb 8 2016, 08:20 AM

Name Of Credit Card	UOB One Card
Cash-Back Received	RM 3.11
Cash-Back Type	Monthly Cash Back
Transaction Date	14 Feb 2016
Posting Date	14 Feb 2015

Name Of Credit Card	CIMB Cash Rebate MasterCard
Cashback Received	RM 10.00
Cashback Type	Monthly
Transaction Date	28 February 2016
Posting Date	29 February 2015

Name Of Credit Card	Maybank Ikhwan MasterCard
Cashback Received	RM 36.39
Cashback Type	Monthly 5% Fri-Sat Petrol & Groceries
Transaction Date	29 February 2016
Posting Date	1 March 2016

Name Of Credit Card	UOB One Card
Cash-Back Received	RM 2.70
Cash-Back Type	Monthly Cash Back
Transaction Date	14 Mar 2016
Posting Date	14 Mar 2016

Why credit cards always earn less cash back than advertised

NOT ALL cash back credit cards are created equal. To make sure cash back benefits do not cost banks too much, most have terms and conditions that make the actual cashback you receive lower than advertised.

That is why promotions always say you will get “up to 10%”cash back, instead of simply “10%”. You have to work hard and pay a lot of attention to get 10%.
Still, cash back cards are rightfully the most popular cards in Malaysia – giving people direct Ringgit back, instead of points or miles. Just make sure you read the fine print and use your cards strategically!

URL: http://www.thestar.com.my/business/busines...han-advertised/

And you feel offended?

If feel so, do report me to her. I won't mind of receiving a warning.