This thread is used to assist our readers to plan our their (time sensitive) cash rebates as many already knew, there's a time gap between the transaction date and the actual posting dates. This thread can only work better if many share their info when chasing that cash rebates. Note : Info not restricted to hotel bookings only

Currently known cash rebates card which is time sensitive
1. Maybank2 AMEX (5% on weekends only, regular days 0%. Capped at RM50 p.m. )
2. SCB JustOne (5% on Fridays, regular days 2%. Capped at RM600 p.a.)


Please use the following template to share

** The below is the template **
1. Website : Website name / As Appears in your Statement
2A. User Transaction Date & Time : **th Month 2011, **.**am/pm
2B. Website Transaction Date & Time : **th Month 2011, **.**am/pm
3. Transaction Posted on (from Online Banking Info) : **th Month 2011
4. Card Used : Bank, Card Type
5. Currency transacted / Posted : USD -> MYR (eg.)
6. Cash Back Earned :

Notes:
- Do feedback on Item 2A & 2B only if there's a difference/anomalies. In some incidence, there might be a difference.
- 90% of the time the transaction date would not differ except if you are in a different time zone thus it'll be interesting to see whether the bank captures the local time (where you are) or Malaysian Time. Also, we may see different time for the transaction date if the website if overseas.

Will continue to improve the first post in due time.

This post has been edited by hye: Oct 1 2011, 05:22 PM

Reserved

This post has been edited by hye: Oct 1 2011, 07:40 AM

Don't really understand what are you trying to say.
Will you be kind to share with us one real example?

Just to get the ball rolling. I have updated a similar post in the MBB thread as well.

Website : Agoda.com / AGODA HOOFDDORP NL
Transaction Date & Time : 28th Sept 2011, 7.05am
Transaction Posted on : 29th Sept 2011
Card Used : MBB AMEX
Currency transacted : MYR -> MYR (Agoda allows you to transact using your local currency. Other websites may use USD -> MYR)
Cash Back Earned : RM0 (Not my intention for weekend cash back as I need to book urgently)


@Bro chemistry ... you came in a bit too fast as I was still writing the threads. The real life example above should illustrate.
* In the posting above, I was not chasing after the rebate but the above should illustrate when the transaction and posting occurs for this particular website.

Forgot to mention that there's some money saved in this transaction but given directly by Agoda. Maybank have an ongoing promotion for hotel bookings with Agoda until the 31st Dec 2011. 6% discount given and calculated @ checkout.

Hypothetically, should anyone do their bookings on a weekend then it'll be a possible 6% + 5% = 11% discount. (Unproven at the moment - hypothetical)

This post has been edited by hye: Oct 1 2011, 02:56 PM

This thread will benefit many that do online transactions, especially the SCB Just One and MBB 2 Amex cardholders. With time and contribution from all, the records here will be a great value.

Website : ACCA GLASGOW
Transaction Date & Time : 4th Sept 2011, 9.30pm
Transaction Posted on : 6th Sept 2011
Card Used : Maybank, MBB2 Gold Amex
Currency transacted / Posted : 162 GBP -> 802.63 MYR

Please also include the following to make the statement precisely:

1) Online Booking/Purchase Date & Time
2) Actual Transaction (processed by merchant) Date
3) Final % cash back received.

We are particularly interested to know whether you received 5% cash back or not.

@Bro winner
Got lah ... the quote is merely a template. I did post the actual transaction in post #4
And I did mentioned that I did not receive any cashback. Post is to show the transaction date/time and posted date.

I already have the same transaction in Aug get full 5% rebate which I paid for my friend, so I believe this one can get also.. tomorrow will know the result..

This post has been edited by celaw: Oct 1 2011, 01:29 PM

Posting date is different from the actual transaction date.

I am more concerned about the actual transaction date, rather than the posting date. In addition, actual transaction date may differ from online booking or purchase date. For instance, I made online hotel booking using SCB JustOne on Friday, but the merchant only processed and submitted it to the bank on Monday, and the bank recognised and posted the transaction on Tuesday. In my case, the booking or purchase date is Friday, but the actual transaction date is Monday, and the posting date is Tuesday.

In the end, I received cash back of 2% instead of 5%.

If the transaction date shown in M2U is on Saturday or Sunday, I am pretty sure that the transaction will be given a 5% cash back.

I get what you mean. That's why you mentioned:

should add another item in between 2 and 3 i.e. Posting Date

This post has been edited by Gen-X: Oct 1 2011, 02:34 PM

i suggest change to following:
Website :
Website Transaction Date & Time :
Transaction Date from online banking/statement:
Posting Date from online banking/statement
Card Used :
Currency transacted / Posted :

Add one more line Cash Back Earned: (just to make in complete)

This post has been edited by Gen-X: Oct 1 2011, 02:48 PM

Already update the 1st post based on the recommendations. I think if everyone contributes all the detailed info, we could see some forensics information about all our favorite websites that we buy stuff from.

@hye, item number 2 should be split to, as it might not be the same
User Transaction Date & Time : <---- required to know when the user make the transaction online
Transaction Date from online banking/statement: <---- required to know the merchant process the transaction

actually why want to bother about posting date? I thought the one that will affect cash back is transaction date, not posting date?

Item 2B is a bit misleading. I agree with alexwsk, it should read as "Transaction Date as per Online Banking Statement". Also, you would be able to know the actual transaction date only, but NOT the transaction time.

Cash back is based on actual transaction date (the date that the merchant processes and submits the transaction to the bank). It has nothing to do with posting date.

ya.. so should remove the posting date from the template? because i can't see its function.. lol..

i think just list the website will do that will not do immediate transaction and thus cost the rebate to be reduced ...

LOL that is what we are after. But there is a reason why the details are of importance especially for overseas online transaction where the merchant is of different timezone with us and thus that's why hye's template has am/pm.

ok since i can't recall the details so i'll just list the website

1. BLOOM HOUSE S/B KUALA LUMPUR MY
2. APPLE SOUTH ASIA STORE SINGAPORE SG

If this thread is just meant for transactions made on online websites, may I suggest editing the topic title to be share your online transactions for cash rebates, as to clarify and filter out people planning to post offline/live transactions which we all know follows the transaction date at time of swipe.

Cases like physically swiping overseas should be excluded as well since the processing scenarios will likely differ for different individuals at different places.

how about those group voucher sites? the posting date should be on the same day right ?

using Maybankard2 AMEX with AirAsia and Malaysia Airlines - transaction date posted @ M2U is same as date i make the payment.

all transaction on Sat/Sun so far from both websites got cashback, even the transaction is not in RM (converted), example buy AA from Medan-KL

will post transaction on non-malaysian website after this ~

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Added on October 11, 2011, 3:26 pmCard Used : MAYBANKARD 2 AMEX

Website : CLEVERBRIDGE AG KOELN 27 (Prevx Security Software, who want to buy, can buy from me, using my id less 5% )

User Transaction Date & Time : Thursday, 15 September, 7:46 PM

Website Transaction Date & Time : Thursday, 15 September, 7:46 PM

Transaction Posted on Maybank2u : 15-Sep-2011 (same day!)

Currency transacted / Posted : $1 -> MYR3.189

Cash Back Earned : Not getting it since on weekdays (purchase for cust)

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Added on October 11, 2011, 3:38 pmCard Used : MAYBANKARD 2 AMEX

Website : YAHOO US

User Transaction Date & Time : Sunday, 2 October, 8:14 AM

Website Transaction Date & Time : Sunday, 2 October, 8:14 AM

Transaction Posted on Maybank2u : 1-Oct-2011 (Saturday. Follows US time probably. Should get cashback later)

Currency transacted / Posted : $1 -> MYR3.2734

Cash Back Earned : Not getting it yet, wait next month

---

Added on October 11, 2011, 4:09 pmCard Used : MAYBANKARD 2 AMEX

Website : 2CHECKOUT.COM COLUMBUS US - this is payment gateway (also known as 2CO) like PayPal

User Transaction Date & Time : Friday, 7 October, 6:17 AM

Website Transaction Date & Time : Friday, 7 October, 6:17 AM

Transaction Posted on Maybank2u : 8-Oct-2011 (Saturday. 1 day after? Good! Should received cashback later )

Currency transacted / Posted : $1 -> MYR3.2675

Cash Back Earned : Not getting it yet, wait next month

---

Added on October 11, 2011, 4:16 pmedit date & time for easier to read

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Added on October 11, 2011, 4:21 pmso from my own experience:

1. YAHOO US will follow US date & time
2. 2CO will post 1 day after



This post has been edited by erry-: Oct 12 2011, 02:24 PM

depends on their payment gateway.

example mydeal.com.my using ipay88 as their payment gateway, and not accepting amex
i did purchased few items before from there using UOB visa.
will update this later~

1. Website : PayPal to pay Flickr Pro account (Yahoo!)
2A. User Transaction Date & Time : 20th August 2011, approx 10.00 p.m.
2B. Website Transaction Date & Time : 20th August 2011, approx 10.00 p.m.
3. Transaction Posted on (from Online Banking Info) : 25th August 2011
4. Card Used : Maybankard2 AmEx
5. Currency transacted / Posted : USD -> MYR
6. Cash Back Earned : RM 3.50 (5% weekend cash rebate)

1. Website : http://www.singaporeair.com / SINGAPOREAIR MALAYSIA MY
2A. User Transaction Date & Time : 15th Oct 2011, 08.50am
2B. Transaction Date from online banking/statement : 15th Oct 2011
3. Transaction Posted on (from online banking/statement) : 16th Oct 2011
4. Card Used : MBB, Maybankard 2 AMEX
5. Currency transacted / Posted : MYR
6. Cash Back Earned : RM50

1. Website: www.mercy.org.my / online donation
2. User Transaction Date & Time: 14-10-11, 8.40am (Friday)
3. Transaction Date from online banking/statement: 14-10-11 (Friday)
4. Card Used: SCB JustOne Titanium MC
5. Currency Transacted: MYR
6. Cash Back Earned: 5%

1. Website: www.makna.org.my then directed to PayPal/ online donation
2. User Transaction Date & Time: 14-10-11, 8.50am (Friday)
3. Transaction Date from online banking/statement: 13-10-11 (Thursday)
4. Card Used: SCB JustOne Titanium MC
5. Currency Transacted: MYR
6. Cash Back Earned: 2%

I am very surprised that the transaction date shown in my online unbilled statement is one day EARLIER than my transaction date. I have never experienced this before!

Maybe Paypal's time was US based...

Possible. PayPal's HQ is in California and it could be 16 hours behind Malaysia time. I overlooked this.


This post has been edited by winner: Nov 6 2011, 07:18 PM

1. Website: www.carif.com.my then directed to PayPal/ online donation
2. User Transaction Date & Time: 28-10-11, 8.25pm (Friday)
3. Transaction Date from online banking/statement: 28-10-11 (Friday)
4. Card Used: SCB JustOne Titanium MC
5. Currency Transacted: MYR
6. Cash Back Earned: 5%

This time my transaction on Friday through PayPal managed to get 5%. It is generally confirmed that PayPal follows US time.

1. Website: www.mns.my / online donation
2. User Transaction Date & Time: 28-10-11, 8.25pm (Friday)
3. Transaction Date from online banking/statement: 28-10-11 (Friday)
4. Card Used: SCB JustOne Titanium MC
5. Currency Transacted: MYR
6. Cash Back Earned: 5%

aiyork. forgot. i always get rm50 cashback every month

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Added on November 6, 2011, 11:55 pmno idea if all the online transaction is counted or not, because offline transaction also more than rm1k on weekend

This post has been edited by erry-: Nov 6 2011, 11:55 PM

er, if follow MY time oso friday
so maybe u want to try on sat morning MY time and see

btw, u did donate a lot huh

If you see my few previous posts, I did make online transactions via PayPal at 8am and 8pm, both on Friday. But only the latter received 5% cash back. The former was posted as transaction on Thurday instead.

It's year end, just make some donations for income tax declaration next year.

Groupon cannot accept AMEX via Paypal... Maxis Online too...

Are you spamming? No need to keep on repeating your points over several threads.

what voucher site can use amex? I never use amex before this..all of voucher sites that I known did not accept amex

This post has been edited by Blues03: Nov 27 2011, 10:45 PM

i oni get rm20 cash back from MBB2 Amex for last month, usually i will hit until the cap rm 50 every month. Well, as tis thread title said, i had plan and SAVE on my spending based on cash rebates! it is just like a scoring system, every 1st of the month, less rebates means i get moar distinction.

Generally PayPal doesn't allow transaction done using AMEX for MYR currency, does this site allow PayPal AMEX?

This post has been edited by echoesian: Dec 22 2011, 11:56 PM

Having read this thread it seems that the 5% cash back is determined by the transaction date. If your transaction date falls on a Sat or Sun then the 5% cash back will be recognized.

What is not so clear is whether the Sat/Sun follows Malaysia or overseas? For example:

1. Transaction done on Sat in Malaysia but it is Fri in USA. Trans date in statement is Sat - I guess will get the 5%.

2. Transaction done on Mon in Malaysia but it is Sun in USA. Trans date in statement is Mon - got 5% cash back?

5% weekend cash back follows the transaction date. But whether or not you will get it this month follows the posting date.


It will follow the local time of the place that you use your card.


If the transaction date is recorded on any weekdays, then you definitely won't get the 5% weekend cash rebate.

5% cash back obtained for Etiqa Insurance online as transaction was on a Saturday.


Attached thumbnail(s)

thru motortakaful.com?
need to call cs to enable online amex transaction?

Most of the time have to call as they block the online payment due to fraud cases. They will call you instead.

i mean your etiqa transaction on saturday, is it thru website or thru cs

I sent thru online on sat but credit card payment could not go thru, so called CS instead using toll free line and got it done.

ok, got it
got a car insurance going to due soon

Bought an iphone 4s with EPP, thought EPP does not provide cash back for my public bank esso-mobil credit card, but the bill prove otherwise.

How much rebate did you receive ?

0.5% for each installment incurred on each bill, apparently public bank recognize as retail transaction

recently i had used my MBB2 Amex and swiped for 12 months installment for purchased of Diamond ear rings @ rm 4k on saturday at Tomei. Do i get the cash back too?

Of course!

How's the rebate work then? 5% on the full amount on month of swipe? Or 5% on the monthly installment amount?

It depend on monthly installment date. Same as monthly billing autopay. There is one time my streamyx billing transaction fall on saturday.

u did it on motortakaful.com ?

thanks, i will check and verify in my coming statement.

You can access via Mayban2u website under insurance category. It's the same.

This post has been edited by kwokwah: Jan 10 2012, 01:01 PM

They only accept mastercard and visa using online method to pay, right ?

Call the toll free number and you can pay by amex.

i know, but will they charge it to your AMEX card on weekend ? for mine, they charge it on next working day which is monday

You can tell the tele marketer that you want it to be charged on the Sat you call. I did mine that way and it was done as instructed. Transaction date on sat and posting date on following Mon. I got the 5x points and maxed out that month's cash back of RM50.

Hi for Maybank2 AMEX, do you mean American Express Platinum Credit Card? This page?
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
It doesn't say anything about cashback though.

Also what does the treatpoint buy me? Understood 5points per RM1 spent, but what does the treatpoints buy me?

This is what your TreatPoints can do

https://www.maybankard.net.my/catalogue.php?prodid=89&page=1

I saw the SCB JustOne in post #1, is this card active or alreayd defunct? thank you

Active but no longer issued.

Thanks.
Is Maybank2 AMEX = American Express Platinum Credit Card? This page?
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
It doesn't say anything about cashback though.

Nope, different product. This is the Maybank 2 card:
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

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Added on July 18, 2012, 12:24 am5% Weekend cash back² when spend on Maybankard 2 American Express Card.

This post has been edited by Human Nature: Jul 18 2012, 12:24 AM

i still prefer MBB 2 Amex for rebates and TP

How long is the validity for the treat points?

evergreen