Does anyone here hold a Alliance Hybrid AP Platinum Debit Card and perform auto debit for the insurance to get 1.5% cash back?

Edit: CS stated that insurance auto debit is not eligible for the 1.5% cash back. No wonder I dont see / hear ppl talking about this card despite the good cash rebate rate as compared to other cc in the market.

This post has been edited by ytan053: Jun 28 2014, 04:17 PM

Thanks for your reply! Based on the conversation I had with Alliance cs, the lady said auto debit is not entitle for the 1.5% cash back. Actually the card that I am talking about is the same as what you are having, I just copy and paste from their website.

On a separate note, to qualify for this debit card, you need to have at least RM50,000 assets in Alliance bank right? This Rm50k includes minimum RM10k in the Alliance Hybrid Account. Hence I presume that in order to own this card, need to open a Hybrid account with RM10k inside and have RM40k in FD?

And whenever there is debit to the debit card, you need to put in money first into the Hybrid Account so that your Hybrid Account has a minimum balance of RM10k? E.g., you have RM10k in Hybrid Account, then when GE insurance auto debit of RM9k, you need to add in RM9k in the Hybrid account before the auto debit happens so that the Hybrid account is maintained at RM10k balance. Is that true? I start to doubt the CS now

Thanks for your reply! The card that you are holding is exactly the debit card that I wanted to apply for. I have read it from generationsxyz;'s blogspot before regarding this RM20k, which is a good card to have if I have applied in back then. I am not interested in the AP card, I am only looking at the Alliance Platinum Debit card, however, I could not find the Platinum debit card from their website, can only see the AP Platinum Debit Card.

The following website shows the qualifying criteria of RM50,000 deposits for this account to get the card.

Alliance Hybrid AP Platinum Debit Card
Qualifying Criteria RM50,000 deposits

http://www.alliancebank.com.my/Personal-Ba...ardfeatures-tab

I guess I really need to step into the bank and clarify with the bank officer on this account. It is really good if one can have this card with cash rebate and without gst. Thanks again for your confirmation on the 1.5% cb for all transactions, that's the confirmation that I could not get from the cs.