Hello PF sifus of Malaysia,

I'm planning to get a 2nd debit card for my part time business just to manage it separately from my job salary. I'm looking to apply 1 with overseas bank with 3 banks for consideration, those are UOB, OCBC, and HSBC, maybe Hong Leong bank as well. Just curious but are there any perks or conversion rate advantages in any of the banks that I've just mentioned over one another whether in local or overseas transaction?

Looking forward to all your insights. Thank you very much much.

Just curious, I already have 1 visa debit card in PB. I want to open another debit card for separate purpose. Currently am looking at OCBC flex la because it operates like a normal debit and have some saving features (not that it's significant with my fresh fund). Is it possible to get another PB Mastercard debit if I already have one DC with them or is there a workaround tactic just by registering at another branch?

I'm still new to promotions like these. How does it qualifies as online transaction? Other than buying from online merchant(Harvey Norman, Ikea, shopee, lazada, etc). Let's say if I'm going to change my tires next month and the cost is over RM800, so if I make an online transfer to their business account, does that count as an online transaction that meets their criteria?

Oh god, I was trying to upload a photo/replying to #7637. Sorry for the confusion, still very new to lowyat forum.

Thanks for the clear explanation! But I'm not able to qualify for this promotion anymore haha. Was trying to the mastercard version but the staff told me they are no longer handing out mastercard debit card as they only deal with Visa now.
So every mastercard debit card will be be swapped to Visa as soon as they are expired.