So far there are far less complaints with Public Bank Day2Day VISA debit card. PBB D2D VISA debit card also earns you at least 0.3% cash back (0.8% for grocery and petrol).

no..is the debit card that charge money, not the account..
if retain using ATM card for the account then should be no charge..
if use debit card then got charge..
now inform that the ATM card will no longer be usable soon..ask us to change to debit card..that means the fee is coming..
I hv write to ask the bank whether there is an option to retain using ATM card..let see how it goes..

looks like all banks are completing the migration from 1 nov....maybank also....

the online banking system for most banks are linked to the atm card....and for meps transfers, linked to the meps network...hence you need to have an atm card....which by default now means a debit card....

Really? Sigh. Are you saying that I have to change to OCBC debit card and pay RM 8.48 annually, just to retain the ability to perform fund transfer (IBG and IBFT) via OCBC Online Banking? 

Well, I have a saving account with Standard Chartered Bank. Even though I terminated my Standard Chartered debit card, I can still perform fund transfer (IBG and IBFT) via Standard Chartered online banking website.

In the Fixed Deposit thread (https://forum.lowyat.net/topic/4154481/), some people open basic saving account, without a debit card. For sure, they have access to the internet banking website, in which they can transfer the principal and interest to their saving account in other bank, upon the maturity of the fixed deposit.

Is it possible that the linkage between online banking website and debit card is different for each bank in Malaysia? 

from my understanding, the online banking does require a card to be linked, be it credit, debit or ATM card.
if you cancel it afterward, the access would still work, just that you won't be able to unlock your account without using a card in the future if you accidentally lock your account.

and yes, the ocbc staff also told me that the staff is also required to pay RM8.48 for the debit card.

Locking the account? Do you mean that the wrong password to the online banking website is inserted for three times and then your access to the website is disabled?
Should that worst case scenario happen, must the bank customer pay the annual fee and the penalty fees to get a debit card, to reinstate the access to the online banking website?
Thank you for sharing your in-depth knowledge in comparing the linkage between online banking website and the debit card. It is indeed very insightful. 

If the OCBC bank customer chooses not to obtain the OCBC debit card, at the very least, IBG can still performed via OCBC Online Banking, as you said. That is quite barebone, but it is still sufficient for me to control my saving account via OCBC Online Banking.
For OCBC Bank, the basic saving account is called EasiSave Account.
Even the account holder of EasiSave Account also have to pay RM 8.48 of annual fee, for the OCBC debit card. As such, the bank does not comply with the ruling of Bank Negara Malaysia in ensuring no service or maintenance charge for the ATM / debit card linked with the basic saving account. 

I did ask OCBC Customer Service, about the annual fee of the debit card for EasiSave Account. Unlike other banks like Maybank, CIMB and RHB, OCBC Bank does not provide Option 1: No Annual Fee, for the EasiSave Account.

As for CIMB, I have two accounts. My BSA option 1 comes with debit mastercard and no annual fee for both the debit card and the account.

However, my other cimb account is charged for annual fee for Debit card (15.90) and also annual fee for account (8.48).

I hope this will help you decide.

Basically you need to close your existing account and open BSA option 1 if you do not want annual fees.

Thanks.

Can existing CIMB BSA holders open a BSA-i account? (In addition to, means total 2 accounts)
CIMB and CIMB Islamic considered separate banks?

Sometimes verbal call to you cannot as evidence statement. (Due to different person different method, end up communication barrier).
I think you file a report to BNM also useless, don't think so will work for it. Unless like aduan SKMM, we can see their system to know the current status.

im not sure im posting in right thread or not...

nowadays we see many E-Wallet app in the market... ie Boost app
https://www.myboost.com.my/

i cant find any thread discuss about it... any comment?

Basically, both is the same?

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