just noticed that cimb debit mastercard annual charge have been increased to $15

The disclosure page already updated, it will be rm15 for annual fee 

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ehh how do you do it? last time I ask they said cannot since the old card is not available more

HeHeHunter, did they bug you with lots of "why"s? When I opened this account, there were lots of "why"s fired at me ("WHY you want to open this account", "WHY do you open an account at this bank" & etc.) - if they did, what did you tell them to make them allow your account type to be changed? I'd be pissed to no end if they start spamming me with lots of "why", "why", "why" again. Also, does the normal Savings Account / AirAsia Savers Account cannot use ATM cards? Why do you need to change your account type when you cancel your debit card?
iXora.ix, did you manage to successfully change your account to basic savings account? Were there any charges incurred?

I tried changing CIMB AirAsia Savers Account to Basic Savings Account 1, which is the one with charges for every transactions per month above threshold (6 OTC transactions and 8 ATM transactions). As I almost never use this bank for any transactions, I am attempting to dodge this RM 15 CIMB PMPC Annual Fee. I was informed that the RM 15 CIMB PMPC Annual Fee applies to the Mastercard debit card that I currently hold (and barely used), not the AirAsia Savers account.

Note that the CIMB AirAsia Savers Account is a statement-only account with no passbook.

1. Does this mean that I can opt to cancel my Mastercard debit card without changing my CIMB AirAsia Savers Account to Basic Savings Account 1?

2. I tried to change my CIMB Mastercard debit card to a normal ATM card, but they refused my request, quoting "Nobody uses ATM card anymore". Do they have the right to refuse my request? Do I have a right to request for the cancellation of the card?
I remembered something about my rights to stop using the card anytime, cut the card in half and return it to bank if I cease to agree to the conditions stipulated in the agreement, but I can't check the agreement since CIMB refused to provide me with a copy of the agreement I signed (unlike Public Bank). Can anyone please check?


Bills? Any. To the best of my knowledge, no banks offer cashback for bill payment.